Mortgage-Free Fresian? Here's hoping!

mooomin

Hopeful1 wrote: »

:rotfl:well if you need it!!!!

Absolutely needed it and have bought it to, along with a couple of other small items

Paypal account is now empty so won't be buying more crafts unless I sell more items.


Thank goodness it's payday tomorrow :rotfl:

Hopeful1

flying_fresian wrote: »

Absolutely needed it and have bought it to, along with a couple of other small items

Paypal account is now empty so won't be buying more crafts unless I sell more items.


Thank goodness it's payday tomorrow :rotfl:

Oh don't, i've got to wait until Friday

I've actually made a couple of cards tonight and really enjoyed it! There's a card demo at my local stockist in a couple of weeks with 10% discount off goodies, so will save some pennies to treat myself. Been looking at all the Christmas stuff..mmmmm i want some! Other than that, the payments from Pinecone as opposed to my real money, will fund my online buying otherwise i'll never clear my debt!

Had a bit of trouble signing up to Toluna, but sent them a message. Have engaged in the others though

mooomin

Morning all

Payday is upon us:

PAD/Spends - £200
Entertainment - £50
Groceries - £200

I've paid £22.61 into my loan overpayment fund today and have decided to try a month where I have more funds sitting in my PAD/Spends account then normal as this month I think I've been over budget more than usual.

I'm going to be making some kind of overpayment to the mortgage this month as once the monthly payment comes out I'll only be a tiny amount away from taking the mortgage to under £42,000 which will be a lovely figure to see

Surveys

SB - 597
Onepoll - £10.85
Mysurvey - 100 points (£5 Amazon requested)
Ipsos - 475 points and still waiting for my £10 Amazon voucher...!
Toluna - 62554
Valued opinions - £2.75+£2.25 pending
Maximiles - 2213 points (8400 needed for £30 Amazon or a more realistic 3000 for a £10 Sainsbury's voucher)

I now have £15 of Amazon vouchers on order and a current balance of £58.69 which isn't half bad

I'm going to have to return to the good old ways of keeping a spending diary I think. I'm frittering too easily at the moment and I want to keep a track of every penny. For you guys that will mean wading through post upon post of my dull spending, for me it will hopefully mean I won't spend as much as I'll know I'll be posting it online :rotfl:

Two of my items are selling on Ebay (out of six) although another one has three watchers. They're low value items, but if they sell it will be more clutter out of the house. My Paypal account is back up to £11 in credit which is healthier. I have one parcel to post today, but I'm going to try and get Mr Fresian to post that one

Last night I went to see Daniel Sloss at the Fringe and he was very good indeed. I only have one more festival show to see and that's Mark Kermode at the book festival on Saturday.

Eep...need to get ready for work *runs*

beanielou

Happy payday :j

slowlyfading

Sounds good I think tracking your spending will be good, as you can clearly see where it's going

mooomin

Gah. Just got screened out of all five available OnePoll surveys because I don't have kids. GAH.

In better news, a chunk of referral/bonus points have arrived in my SB account, so it's less than 200 points to go until my next redeem. I also got an email from Valued Opinions confirming that they're not paying referrals at the moment due to member abuse so if you were waiting for a link from me then just sign up

I also received my £100 Sainsbury's card in the post today, which only cost me £95 to buy :money: I still need to wait until it's activated, which can allegedly take 3 working days but once that's done I will be able to buy my new slow cooker and fill Fred with go-go juice

No spends so far although I did buy tea on behalf of my boss - I got my loyalty card stamped so now have a free tea to use sometime soon

I will be spending later on today as I am going out for dinner with my friends. It should be less than a tenner spent though as we're going to the local carvery

never_too_old

Afternoon FF
Ive been pretty foolish with surveys until recently, used to do them then stopped been doing vo again for about a month .Hoping to save myself physical dosh on Christmas.My dd gets a brill discount schem through her work and i can get the same thing with Sainsburys. can these cards be used on fuel. Asda wont allow it but it would be great if i could do it at sainsburys.
x

Me again, if you put in £153 a month in fuel it would save you £92 a year thats not to be sniffed at,

mooomin

l.m.hart wrote: »

Afternoon FF
Ive been pretty foolish with surveys until recently, used to do them then stopped been doing vo again for about a month .Hoping to save myself physical dosh on Christmas.My dd gets a brill discount schem through her work and i can get the same thing with Sainsburys. can these cards be used on fuel. Asda wont allow it but it would be great if i could do it at sainsburys.
x

I think that they can based on one of the comments from someone on our work forum, but will know for sure by the weekend

never_too_old

That would be brill if it does as that would bring a litre down to roughly £1.25 (if my calculations are correct,currently £1.31 ish a litre)
:j:j:j:j:j:j

I have just phoned my local one 4.1 miles away and they do accept them and its about a penny more expensive accross town but i will do it when visiting family.
Thanks for mentioning this FF X

mooomin

l.m.hart wrote: »

That would be brill if it does as that would bring a litre down to roughly £1.25 (if my calculations are correct,currently £1.31 ish a litre)
:j:j:j:j:j:j

Yup, that's what my calculationas said too