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Mortgage-Free Fresian? Here's hoping!

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  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all - and thank Crunchie it's Friday HScartwheel.gif

    I've done a SB survey this morning which has netted me 50SB, taking me to 581. I'm now aiming to redeem within the week again :D I did an Ipsos one last night too and when that credits I'll be redeeming again for Amazon vouchers.

    I ended up buying the crafting lamp. It will be so much better than the one I'm using at the moment and like Shelley said will be excellent when the nights are darker.

    Today I'm aiming to be at work early to get an early finish and then am heading out for dinner with Mama and Papa Fresian. I am trying to get them to agree to Pizza Express as it's very WW friendly, but Papa F isn't keen. I'm flatly refusing to go for Chinese though so we're going to have to come to some kind of agreement! I'm going to take my WW Eating Out Guide to work with me and read it at lunchtime so I can find somewhere that's diet friendly that we can agree on ;)

    Other than that, it's Friday which is Handbag Fund day, so I've transferred £3ish into that pot. It's sitting just under £20 now. Slowly going up :D




  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    To keep this diary mortgage-related, I checked my mortgage balance online this morning.

    It started at £43,885.35 when I started in mid-June and is now showing as £43,278.62 which is a reduction of £606.73 :D That will include two monthly payments, but I'm still pretty happy with it.

    The mortgage OPs will take a backseat for a wee while, but as I posted yesterday I'm still going to be making one a week, even if it's teeny ;)
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    The mortgage OPs will take a backseat for a wee while, but as I posted yesterday I'm still going to be making one a week, even if it's teeny ;)

    But even little bits now make a big difference in the long run. Also pleased to hear handbag fund is on the rise again. Its all about balance :j
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I would have got the lamp too :)

    The mortgage has gone down, not up so heading in the right direction ;)

    Hope you have a lovely dinner where ever you choose to go (I'm with you on the Pizza Express idea. Mmmmmmm my favourite! :D)

    Gap x
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • beanielou
    beanielou Posts: 95,691 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a great evening!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Heading out in two minutes, but just had time to redeem on Ipsos for £10 Amazon voucher :D Takes 4-8 weeks to arrive though :eek: :rotfl:
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning!

    I've been checking my survey sites again...

    Surveys

    Mysurvey - 360 points (550 for £5 Amazon)
    Onepoll - £9.40 (100 years until redeem...!)
    Ipsos - 25 points £10 Amazon voucher ordered yesterday
    Valued opinions uk - £9.25 with £2 pending Nearly able to redeem for Amazon :)
    Toluna - 56,689 (80,000 for £15 Amazon)
    Maximiles - 2208 points (8400 needed for £30 Amazon)
    Swagbucks - 621 (849 to redeem £5 Amazon)

    Amazon balance - £33.69

    Today I'm off out with Mama Fresian to do some shopping. I'm meeting her in Livingston which means I get to play on the motorway in Fred *eek* I also need to put petrol in him this morning and head to the Post Office to send off some stuff I've sold on that Facebook group. Ideally I'm also going to have time to pick up some stuff I bought online from Tesco. It's going to be a busy day! Thankfully the Post Office is open from 8am, so I can sort petrol first and then head off and do the postage while it's still busy.


  • linz
    linz Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm on £8.95 on Onepoll - race you :)
    #39 - Save £12k in 2025
  • cha97michelle
    cha97michelle Posts: 5,818 Forumite
    Part of the Furniture
    I've never waited more than a week or two for Ipsos myself, normally opting for the capital bonds ones.
  • beanielou
    beanielou Posts: 95,691 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you dident spend all your pennies at the glen!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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