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Mortgage-Free Fresian? Here's hoping!

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done on the loss :j :j
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Congrats on the weight loss you're doing really well :beer:
    One step at a time ;)
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Thanks for the support everyone :T

    I have PADded £2 into my ISA this morning as my mortgage overpayments account doesn't accept Faster Payments which means that anything I request today won't go through until Monday which is just confusing. I should have done my PAD to the VSP today as that's a Friday thing, but I forgot so will do that tomorrow!

    Survey sites

    Onepoll - £7.85
    Toluna - 32714 points (80,000 for £15 Amazon needed)
    Mysurvey - 190 points (550 for £5 Amazon needed)
    Ipsos - 630 points (1380 for £10 Amazon needed)
    Swagbucks - 508 points (849 for £5 Amazon needed)
    Valued opinions - £6.75 (£10 needed for Amazon, £2.50 pending credit so nearly ready to redeem)

    I put over £2.50 into the mortgage piggy yesterday and am planning on putting £10 into the mortgage directly today if I have time to go to the bank. Nowt else on the horizon really, just another hour of overtime before work this morning so better get ready :D

    Happy Fridays to all :j
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It's also Free Listing on Ebay this weekend if anyone's looking to get rid of some stuff. I think I'm going to be listing excess crafting items (again!) and am going to have a hunt for anything else that isn't nailed down that I can sell :rotfl:
  • tomtombeanie
    tomtombeanie Posts: 1,023 Forumite
    Part of the Furniture Combo Breaker
    ...and am going to have a hunt for anything else that isn't nailed down that I can sell :rotfl:

    snap!:money:
    Mortgage free as of 11/11/15 !
    :Anow... to start some serious saving :A


  • beanielou
    beanielou Posts: 95,648 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ooops I dont have a digital camera :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    Survey sites

    Onepoll -
    [STRIKE]£7.85[/STRIKE] £8.25
    Toluna - 33194
    [STRIKE]32714[/STRIKE] points (80,000 for £15 Amazon needed)
    Mysurvey - 190 points (550 for £5 Amazon needed)
    Ipsos -
    [STRIKE]630[/STRIKE] 780 points (1380 for £10 Amazon needed)
    Swagbucks -
    [STRIKE]508[/STRIKE] 631 points (849 for £5 Amazon needed)
    Valued opinions - £6.75 (£10 needed for Amazon, £2.50 pending credit so nearly ready to redeem)
    Well, guess what I've been doing tonight? :rotfl::rotfl:

    I haven't been to Harry Potter tonight as the new one was all sold out, but I'm hoping to go tomorrow with my friend. I also need to sort out some stuff for Ebay, but probably not until Sunday.

    Tomorrow, in a not very MFW turn of events, I'm off car shopping with Mr Fresian. Our car is elderly, and her MOT is due very soon, as is the car tax (£140 for 6 months, urgh) I don't think she'll pass without costing me a fortune. It's beginning to make more financial sense to buy a more economical car, perhaps even one that was built in this century. We're going to check out a few dealerships - I have a strong idea of what I want (shiny new car, cost be damned) as does Mr Fresian (to stop me in my plan to blow a large amount of cash I don't have) :D

    Tomorrow morning I'm doing a new SOA to make sure that if I do borrow funds for a car that it's affordable and that I have money set aside for emergencies. It's beginning to look like a sensible choice though as I'm going to be doing more travelling between different offices in the next few months and I'd rather be in my own vehicle than at the mercy of Scotrail.

    Update will come tomorrow when I've had a wee look round the dealerships ;)
  • linz
    linz Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi FF,

    I've seen a few posters mention Swagbucks - is it a survey site? And is it any good? If so pm me a referral if you want.

    I've got one of those £20 road tax per year card, a Toyota Aygo, it's great, cheap ins and petrol too (if you can call petrol cheap!) You could check out which models are in the £20 a year bracket, i think there are quite a few. :)
    #39 - Save £12k in 2025
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    linz wrote: »
    Hi FF,

    I've seen a few posters mention Swagbucks - is it a survey site? And is it any good? If so pm me a referral if you want.

    I've got one of those £20 road tax per year card, a Toyota Aygo, it's great, cheap ins and petrol too (if you can call petrol cheap!) You could check out which models are in the £20 a year bracket, i think there are quite a few. :)
    Will PM you in a sec, just need to remember where I find my referral link :o

    Swagbucks is part survey site, part search engine. I use it as my default search engine and you normally "win" bucks a couple of times a day. I also do their daily polls, surveys and watch SBTV to win more points. I like it a lot, but it's not to everyone's taste.

    Regarding car tax - I really like the look of the Suzuki Swift which is £30 per year for the diesel version. Hoping to test drive one tomorrow ;)
  • beanielou
    beanielou Posts: 95,648 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Im getting a Toyota I.Q. very soon.
    Its very green.
    Happy car shopping :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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