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Is it free to repair scratches, dents and scuffs under fully comprehensive insurance?

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  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    bery_451 wrote: »
    where is this policy?

    Me don't thinks you can take it out after you get the scratches.

    Maybe you can it would be the repair bill plus admin costs.

    Insurance is in case things happen.

    A bit like having a terminal illness diagnosed and then rushing out to buy life cover.
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
  • Flyboy152
    Flyboy152 Posts: 17,118 Forumite
    bery_451 wrote: »
    where is this policy?

    This not an insurance policy, more of a pre-payment service plan.
    The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark
  • vikingaero
    vikingaero Posts: 10,920 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Flyboy152 wrote: »
    This not an insurance policy, more of a pre-payment service plan.

    I thought it was a prepayment service too. But this one is a halfway house between prepayment and an insurance policy:

    http://www.carshop.co.uk/finance/view/314/smart-protect
    The man without a signature.
  • Flyboy152
    Flyboy152 Posts: 17,118 Forumite
    Hmm.....
    Our SMART Protect scheme insures your car against minor damage

    If this is the case, they are selling it illegal, seeing as it is not regulated by the FSA.
    The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark
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