Car insure hike!

Mimi_Arc_en_ciel

Just rangmy insurance company (M&S) to quote me on a '51 Ford Focus 1.4 fully comp with an additional provisional driver and (my) 6 points (so exactly same as last year - but with an extra years NCB)

Last years price for fully comp £279.75

This years price £840.77 :eek:
I know insurance has gone up but COME ON!!!!!!

Time to start hunting me thinks

balletshoes

definitely time to start looking around for other quotes .

ilesmark

Yep. Same thing happened to me last year, although not quite as much of a hike. They rely on people's inertia. Pretty stupid way of doing business IMO as customers do what I did and what you’re about to do, namely shop around and then walk, whereas if it went up by just a few 10s of pounds people would probably think ‘oh well’ and pay it. I wouldn’t be a bit surprised if the confused.coms of this world get you a better price as a new customer with your existing co than they're quoting you for a renewal!

But a word of warning – when you cancel, make damn sure you get clear and conclusive proof that you HAVE cancelled! I would suggest doing it by email and ensuring you get an acknowledgement AND, if you're paying monthly, cancel the direct debit with your bank.

https://forums.moneysavingexpert.com/discussion/2888784=

Am just about to launch a civil claim against Halifax for this, once my remortgage gets sorted out – don’t want to jeopardize my credit history just yet.

atrixblue.-MFR-.

i cant get insurance on anything run of the mill 1.0-1.6 all quotes too high itle make your eyes water, but 2.0 and above and its cheap as chips for me.

1.4 ford focus is £2700

2.5 v6 mg zt turbo £1200

1.0 nissan micra £1900

golf r32 £1350. same companys.

ilesmark

atrixblue.-MFR-. wrote: »

1.4 ford focus is £2700

2.5 v6 mg zt turbo £1200

1.0 nissan micra £1900

golf r32 £1350. same companys.

!!!!!!?! bloody weird

atrixblue.-MFR-.

ilesmark wrote: »

!!!!!!?! bloody weird

further down the CC scale i went the dearer it got, further up i went the cheaper it got especially for BIG long tank of a car like a volvo S series.

Woody._2

Mimi_Arc_en_ciel wrote: »

Just rangmy insurance company (M&S) to quote me on a '51 Ford Focus 1.4 fully comp with an additional provisional driver and (my) 6 points (so exactly same as last year - but with an extra years NCB)

Last years price for fully comp £279.75

This years price £840.77 :eek:
I know insurance has gone up but COME ON!!!!!!

Time to start hunting me thinks

You didn't pick them up for no insurance did you?

Mimi_Arc_en_ciel

lol nooo

First 3 points are nearly due to come off - one winter, in a rush to get home, lights went amber, thought i'd make it and didnt

Second lot of points was last year - speeding on motorway (stupidly wasnt paying attention like i should of to my speedo)

All was on last years policy (obviously) so thats not why it was a price hike

ilesmark

atrixblue.-MFR-. wrote: »

further down the CC scale i went the dearer it got, further up i went the cheaper it got especially for BIG long tank of a car like a volvo S series.

That's weird. Obviously premiums are a function of lots of things and not purely CCs eg a few years ago I had a 4.2 Toyota Landcruiser which wasn't that expensive to insure because although it was a big engine it wasn't that fast or likely to hit things / get nicked.

But a Golf R32 - bigger engine, more likely to hit things / get nicked, presumably higher s/h value and yet cheaper to insure than a 1.0 Nissan Micra or a 1.4 Ford Focus? That makes no sense at all, assuming the only difference between the quotes was the car and not the age/record of the driver, location etc?

atrixblue.-MFR-.

ilesmark wrote: »

That's weird. Obviously premiums are a function of lots of things and not purely CCs eg a few years ago I had a 4.2 Toyota Landcruiser which wasn't that expensive to insure because although it was a big engine it wasn't that fast or likely to hit things / get nicked.

But a Golf R32 - bigger engine, more likely to hit things / get nicked, presumably higher s/h value and yet cheaper to insure than a 1.0 Nissan Micra or a 1.4 Ford Focus? That makes no sense at all, assuming the only difference between the quotes was the car and not the age/record of the driver, location etc?

02 micra, 52 golf, y plate focus, 52 MG. same addy same details no points no convictions. coop insurance online.

ilesmark

Jesus! By that rationale a Ferrari F40 fully comp for a 19 year old living in Tower Hamlets with a drink-driving conviction, no NCB and 3 at-fault accidents in the last 12 months should cost £89.17 a year.

Maybe a tenner more for the above driving an Impreza WRX