excess rental car insurance

aggylm

i have taken out an annual excess policy will i still have to pay the £300 excess when i pick up my rental car

richardw

They'll just reserve the excess on your credit card and then cancel it when you return the car if everything is ok with the car.

armaghgirl

Is this common practice - reserving the excess on your credit card when you collect the car?

richardw

Yes, they aren't going to let you drive the car away without it.

armaghgirl

Thanks richardw I have rented cars numerous times and I never realized that they done this!!

PS. I didnt mean to hijack your thread aggylm...

melb

it's never happened to me in 10 years - however i've only ever hired in spain and have always booked with brokers who offer "fully inclusive with zero excess" hire terms. I wouldn't risk doing otherwise, personally.

armaghgirl

Hi melb, I also will be renting in Spain - what hire companies do you use that offer fully inclusive with zero excess?

Thanks

melb

hi armaghgirl I usually use carjet but last time I used rentalscout. Just make sure you check ALL details before you confirm with any company and I mean click on everything that's "clickable" and is still in doubt ring them up.