insurance for driving test

PM

Hi,

i need to take my driving test, now I wanted to use my mates car is small and old but fine for test. My Q is what do I do about insurance for the test?

what do i do.

Thanks

flang

I was under the impression that the car had to have dual controls to take a driving test?

shellsuit

You'll need to be insured to drive the car before you sit your test.

Also of course it needs to be taxed and have a current MOT.

You can take a test in a car without it having dual controls Flang

PM

but will insuras give me insurance even though i dont have a licence yet...

Mrs_pbradley936

This is far to complicated - just have a lesson or two with BSM or some other school and pay to use their car. That has got to be easier and cheaper than getting a premium for an unqualified driver who by definition has no No Claims Bonus.

Andy_L

Get your name added to your mates insurance policy & pay him the extra premium.

specsappeal

Hi my husband is a driving instructor. You can use any car for test as long as it is taxed, mot'd and insured for you to drive. It must ALSO have a headrest in the passenger seat and another mirror on the inside on the passenger side for the examiner. you can go on your mats insurance but proof of insurance may need to be seen by the examiner. Most driving schools will not hire out the car just for the test (the car is their livelihood would you lend a complete stranger your car?) most schools will want to assess you and stipulate a certain number of lessons (in our case 6) befroe they would consider letting the car go on test. hope this helps.

shellsuit

PM wrote:

but will insuras give me insurance even though i dont have a licence yet...

You have a provisional licence surely so they will insure you on that.

ERICOHALLORAN

Firstly to take a driving test you need a provisional license. You need this just to take driving lessons, so presumably you have one. As everyone is stating above the easiest way to take a test is to book some lessons with an accredited driving School and then book the car for a pre-test lesson and the test. I did this way back in 1989 and the driving instructor sat in the back while I took my test. Your insurance cover is then covered by the cost of your 2 hour lesson from the Driving School. You still need to pay the Driving Test fee as well. But all in it is not that expensive.

hollie.weimeraner

specsappeal wrote:

Hi my husband is a driving instructor. You can use any car for test as long as it is taxed, mot'd and insured for you to drive. It must ALSO have a headrest in the passenger seat and another mirror on the inside on the passenger side for the examiner. you can go on your mats insurance but proof of insurance may need to be seen by the examiner. Most driving schools will not hire out the car just for the test (the car is their livelihood would you lend a complete stranger your car?) most schools will want to assess you and stipulate a certain number of lessons (in our case 6) befroe they would consider letting the car go on test. hope this helps.

Listen to the professional:D This advice is absolutely spot on. My OH is also a driving instructor. There are plenty of insurance companies that will insure you as a provisional driver but this will usually be very very expensive. Examiners at the test station will more than likely want to see the policy document and also the fact that it is covered for the purpose of the driving test itself. Without it they are likely to refuse to take you out and you will lose the test fee.

You have been warned

Altarf

hollie.weimeraner wrote:

My OH is also a driving instructor.

hollie.weimeraner wrote:

There are plenty of insurance companies that will insure you as a provisional driver but this will usually be very very expensive.

Getting yourself added to a policy as a named driver with a provisional licence will obviously not be cheap, but is usually less expensive than if you were to be added when you have passed your test (the logic is that with a provisional licence you must be supervised).

hollie.weimeraner wrote:

Examiners at the test station will more than likely want to see the policy document

Fair enough, and how hard will it be for their mate to give you the policy to show the examiner. However if their policy is to ensure that a car is insured then I hope that they also check your OH's insurance before every test.

hollie.weimeraner wrote:

and also the fact that it is covered for the purpose of the driving test itself.

Nonsense, there is no such clause that you need to have on a normal insurance policy. If a car is being used as a driving school car on business, then yes, but not as a normal car.

hollie.weimeraner wrote:

Without it they are likely to refuse to take you out and you will lose the test fee.

Nothing like trying to scare someone into using a driving school. If they are in any doubt the simple thing to do is to ask in the test centre what the rules are.

Oh and my self interest is that I learnt to drive and took my test in my father's car (and passed first time).