Britannia/CO-OP con

Reverbe

talana wrote: »

This one I have to hear, how do you buy a meal for 10p?
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Tescos value noodles.

Reverbe

pmduk wrote: »

I think he was taking the proverbial!

who was taking the proverbial??If you meant me I can assure you I am NOT

Reverbe

talana wrote: »

This one I have to hear, how do you buy a meal for 10p?
Frugality, penny-pinching and money-savviness are laudable up to a point, but life's for living too.
If I had the mindset where I thought 50p was a LOT of money, I think life would be so depressing. Socialising with friends, travelling anywhere for pleasure, taking up a hobby, eating well, turning on your central heating........ all involve an outlay of some kind, a vast fortune by that mindset. 50p doesn't even buy you a mars bar!

I'm with pmduk, to 99.9% of the population, 50p or a couple of ££ is definitely not classed as a lot of money.

I am not pennypinching. However I have been informed by the Govt that i will NOT be getting a pension so have to save as much as I can.

50 p is a lot of money yes..perhaps ppl these days will throw away a pound on this and that load of crap easily but every penny mounts up.

I don't socialise with friends but I do attend 2 monthly book clubs, one at no cost and one where I have to spend approx #7 getting into Central London which i consider a frivolity and am considering cutting it out as it would save me a lot of money.I dont feel the need to travel anywhere for pleasure. My hobby is reading - something I can do for free at home using my existing collection and using the library and I also spend 499 a yr on a season ticket for the football. To me food has always been just fuel and I don't care what I eat.I also have a very small appetite. We do not have central heating - well we do have a radiator but have not had it on in apparently over 20 odd years that my flatmate has lived here as the flats below pump out so much heat via CH that its tropical.I dont eat junk food - so thats your choc bar comment dealt with.

perhaps if ppl werent so willing to pay astronomical prices they would have to lower them so more ppl could afford their products tho - I have observed you get a lot less choc for 70p than you used to get for the same bar for 25 when I was younger. Tescos and other stores take the mick by putting up prices of things by 30p and other huge profit margins.. I dont buy the items til they charge a reasonable price for them. We cannot just keep finding the extra money every time we shop. OUr incomes do not rise every time we shop so where are we meant to find the extra...

pmduk

We each spend to our own tastes. Tesco noodles would be about the last ever resort for me. I'd rather survive on toast. The money you spend on football appears to me as a waste, but that's solely my opinion. I respect another's right to enjoy themselves as they see fit with their own money.

Reverbe

pmd as you said we all have to live. I dont think its a lot of money a yr to say i eat crap, dont go out, dont holiday, dont have any hobbies/friends/family /partners,dont give or recieve any gifts or cards etc. dont have any reason to buy any new clothes, no longer buy makeup as i never go out to need it, walk everywhere etc etc

You seem to have a habit of telling ppl on these boards they dont need a car, they spend too much on food etc..without revealing any of your personal circumstances. I have cut down to the bone everything I can short of giving up food. I will not while I still can cut out the only thing half decent in life and even that I walk a considerable number of miles to get to.Unless of course you think it is ok to just live and not have anything.


When Im paying 5 a week on food and precious little other spending i think its a small cost to my lifestyle.How many other ppl can say they only spend 499 a YEAR on themselves and their lifestyles outside of food and including everything that other people spend or waste money on such as gifts, socialising and holidays?

dzug1

talana wrote: »

More annoyed that it now comes as Co-op vouchers rather than a cheque. I never shop at Co-op....

I'm fairly sure you can cash those vouchers in a coop store

derrick

dzug1 wrote: »

I'm fairly sure you can cash those vouchers in a coop store

Not sure about the store, but you can at the bank.


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derrick

Reverbe wrote: »

I did not know about this and have never given them any authority to deduct this money from my rewards.On calling them to complain they stated that ALL Britannia ppl joining the COOP membership due to the merger had had this option ticked default on their behalf without being given any choce in the matter.

I objected to this and stated I had NEVER given them any authority to do this to which they agreed to give me my money back and they also told me that any member objecting to these deductions would have to contact them to complain and stop these deductions happening.

Please check your statements carefully esp if you are a Britannia member who has been swapped over to the Co-Op and if you object as I do to this non authorised deduction dont hesitate to call their freephone number and rectify this. You could be unwittingly losing a lot of money.

Have just been on the phone to them, and got the future deductions stopped, but they said that they could not refund the deduction already taken, they told me I would have to contact Brittania, after much pressurising they finally agreed to refund my 66p. Only time will tell if they will, I suppose it is only 66p. but as you say it is the principle that they even contemplate doing such a thing!


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apt

You can at the stores as well if you have your membership card and ID.

Reverbe

Thank you Derrick. Glad to have brought this to a wider attention. It was only since joining this site that I got savvy enough to scrupulously examine everything and this is how I found this shonky practise.