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anyone have any idea as to why
vintagegirl
Posts: 769 Forumite
in Credit cards
vanquis would set up a new dd on my bank account?
i have just logged into my online banking and there is a new dd mandate been set up under the name Vanquis Bank Ltd.
there has been one set up for over a year taking the minimum payment under the name Vanquis bank so i have no idea why this one is here.....
anyone have any experience of this?
i have just logged into my online banking and there is a new dd mandate been set up under the name Vanquis Bank Ltd.
there has been one set up for over a year taking the minimum payment under the name Vanquis bank so i have no idea why this one is here.....
anyone have any experience of this?
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Comments
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The only time something similar has happened to me is when I have received a replacement card with a different number. Has the reference number changed? Or, more worryingly, has someone opened a new account in your name?Are you for real? - Glass Half Empty??
:coffee:0 -
They have likley changed their trading name and have to change the DD accordingly. Nothing to worry about thay will still take only one payment
Rgs0 -
Fruit_and_Nut_Case wrote: »The only time something similar has happened to me is when I have received a replacement card with a different number. Has the reference number changed? Or, more worryingly, has someone opened a new account in your name?
it hasnt got an reference number on it yet, just a new mandate and nothing has been taken yet. baffling0 -
id give them a ring probably a simple explanation?
do you have access to credit expert? i would check no searches have been made by them lately. if so could indicate somthing fishy0 -
id give them a ring probably a simple explanation?
do you have access to credit expert? i would check no searches have been made by them lately. if so could indicate somthing fishy
i checked that tonight phil, and no there has been no searches by them. We did however apply for a granite card last month, (i hadnt realised it was vanquis as well) but have heard nothing from them about this. Not a yes or a no...
could this be linked?0 -
vintagegirl wrote: »i checked that tonight phil, and no there has been no searches by them. We did however apply for a granite card last month, (i hadnt realised it was vanquis as well) but have heard nothing from them about this. Not a yes or a no...
could this be linked?
I would of thought this would be it then, strange you havent heard a yes or no yet. I would call them up .Can I find out my credit score?You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)0 -
KirbyBirch wrote: »I would of thought this would be it then, strange you havent heard a yes or no yet. I would call them up .
thats what im thinking but then after we realised it was vanquis, it says you cant have a granite if you have a vanquis.
Saying that though, i havent been home in over a week apart from to collect mail so if they have been trying to call, i wouldnt get it anyway0 -
vintagegirl wrote: »thats what im thinking but then after we realised it was vanquis, it says you cant have a granite if you have a vanquis.
Saying that though, i havent been home in over a week apart from to collect mail so if they have been trying to call, i wouldnt get it anyway
I cant say ive heard you can only have one or another, il have a look about on both websites.Can I find out my credit score?You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)0 -
KirbyBirch wrote: »I cant say ive heard you can only have one or another, il have a look about on both websites.
i wouldnt have thought they would just set up another dd without actually speaking to you though would they?0 -
KirbyBirch wrote: »I cant say ive heard you can only have one or another, il have a look about on both websites.
Just had a look cant see anything...Can I find out my credit score?You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)0
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