Hi, newbie here for help

upanddown_3

a little update...

after a very rubbish day yesterday i am in a much better frame of mind today.

2nd income is looking highly likely as coming from cleaning cars so watch this space :money:

sorted all my monthly bills to come out of my account within days of my wages going in so all i need to budget for the month is for petrol costs and my own spends...

a new lad has started at my work who i will be giving lifts to, he is on my way anyway and will be contributing to petrol costs...

quick quid will be paid off this month so that is one debt gone for good!

lloyds tsb debt of £250ish, they have agreed to freeze the interest and i can pay £21.00 per month for 12 months..

pounds til payday, debt of £437.93, they have agreed to freeze the interest and i can pay £10.00 per month (for the time being, i will up this as and when to get it out of the way)

moorcroft debt of £280 for orange mobile phone bill, spoke to a lovely rep for them and agreed £10.00 per month (again this will increase to get it paid off when i have got back on my feet)

local council parking fine now with marstons debt of £339. they have given me to the end of this month to pay this in full, however i am writing a letter tonight to request a breakdown of their charges as the original parking fine was £50.00! i believe they add something like £200 for visiting my property and the hiring of a van to remove goods??? i am under the impression they cannot charge this unless they have entered my premises, which they did not as 1. its my parents house where i used to live and, 2. mum was in the shower so didnt open the door to them.
Plus i know that they can break down the costs over 6 months so i will also give this a try.

i am going to the CAB this friday to discuss all of the above and touch wood things are looking up...

what a difference a day makes... i thank you all for your input so far, it really has been like night and day :T