Recovering cost of damage caused by cyclist

s_b

http://cgi.ebay.co.uk/2010-FIAT-500-RIGHT-DRIVERS-REAR-TAIL-LIGHT-LAMP-VGC-/330569022388?pt=UK_CarsParts_Vehicles_CarParts_SM&hash=item4cf772fbb4

does it look like this?

easilydistracted

bikebarbie wrote: »

strange that! when I go out on my (push) bike if it wasnt for it an being expensive racer, I feel strong urges of intentionally smashing into the inconsiderate cars parked on the pavement (im not saying you were ) obstgructing all pediestrians, prams, wheelchairs and cyclists!! :mad: :mad: :mad: :mad:
Before you jump it"s a extra large pavement with a cycle lane in it

Anyway if he"s a half decent cyclist and damage costing less than £100 I hope that he would do the right thing and pay up!

I've been very factual in this thread so to avoid the whole car versus bicycle tangent which distracts from my original question. As it happens I cycle too and only bothered to learn to drive as I need to for my job. I was parked perfectly legally in the road, the cyclist actually veered completely off the road he was following and flew into my car at high speed. It appears he took the bend too fast as he was not cycling to the conditions.

rev_henry

easilydistracted wrote: »

Thanks for all your help so far everyone. I hadn't realised such an incident is something I would need to tell my insurance company as I wasn't even there for the incident but it makes sense.

sb thanks very much for your help. What exactly is the name of the part I'm looking for, is it a lens? Couldn't find the ones you did on ebay.

McKneff, yes I went through my insurance company for the first incident. It was pretty cut and dried as the driver came out of a side road straight into me. They admitted liability before I'd even got back to my office. The car was fixed in a bodyshop who gave me a courtsey car that I didn't have to pay out and reclaim for. The money has already been claimed from the other side. On doing test quotes having one non fault claim where the money's been reclaimed already doesn't seem to be an issue on my premiums.

It would definitely not be worth making a claim as I've been driving less than two years so my insurance would go through the roof. I do have motor legal protection on my insurance. Does anyone know whether using this counts as a claim? I suppose I'll have to inform my insurance company once the police have been in touch tonight and check this at the same time. I'm with direct line. Small claims seems the way to go. And I think he has got money just fancies spending it on other things!

Shouldn't do, because you're not making a claim off your insurance, you're using your legal cover to pursue the cyclist. Though it might be easier to just write to him then small claims court if he doesn't co operate.

bikebarbie

Yes sorry for distracting from the thread couldnt help myself was only thinking it was bad luck that he didnt hit a car that deserved to be hit!:D

easilydistracted

s_b wrote: »

http://cgi.ebay.co.uk/2010-FIAT-500-RIGHT-DRIVERS-REAR-TAIL-LIGHT-LAMP-VGC-/330569022388?pt=UK_CarsParts_Vehicles_CarParts_SM&hash=item4cf772fbb4

does it look like this?

Yes thanks. I did find that one but was thinking that just the lens would need replacing as the coloured light parts underneath is pretty much ok. It seems like its easiest to replace the whole thing? Is it difficult to fit? It is so tempting to get that one and get the bodyshop to put it on but I don't want to invalidate my warranty. The dealership seem to farm most of their bodywork out to the bodyshop which is an unrelated business but over the road from them, but they are insistent on genuine parts

s_b

it will be blown moulded so you need all the light
a local independant small garage the type that keep englands lights glowing should be able to fix it cheaply as it seems its only held in with 2 tight screws:)
http://www.fiatforum.com/500/234829-changing-bulbs-500-a.html

McKneff

rev_henry wrote: »

Shouldn't do, because you're not making a claim off your insurance, you're using your legal cover to pursue the cyclist. Though it might be easier to just write to him then small claims court if he doesn't co operate.

Youre right, it shouldnt do but in a lot of cases with insurance companies, they do put the next years premiums up, for the simple reason that you are more of a risk than you were before, even if you werent in the car:eek:

So many posters come on here saying exactly that, its not fair but it happens a lot.
Mine doesnt, i had a no fault claim with the coop. No rise in premium, I believe Rias dont either.

easilydistracted

s_b wrote: »

it will be blown moulded so you need all the light
a local independant small garage the type that keep englands lights glowing should be able to fix it cheaply as it seems its only held in with 2 tight screws:)
http://www.fiatforum.com/500/234829-changing-bulbs-500-a.html

Oh that makes sense. Thanks for your help. I'll either go with the bodyshop that did the work before or my friend's brother garage. Seems like the small claims may be the way to go

Flyboy152

Woody. wrote: »

Are you not duty bound to inform your insuance any way?

If he's got no cash how you gonna make him give you something he ain't got?

He's got a bicycle.

Woody._2

Flyboy152 wrote: »

He's got a bicycle.

And?



How much would that fetch at auction?

OP needs to do his homework first.