Jolly June's NSD Challenge!

chris81418

Good morning everyone! :wave:

Yesterday was NSD number 12 for me! Yee haw!

Hoping that we all get a bit of sunshine this weekend!

jaffacakegal

Hey just sneaking in to report Thursday was NSD 9

Hope everyone is well

JCG xx

lotti379

Hi everyone,

Got one more yesterday, so 4/8 - halfway there!

Sadly today need liquid gold for the ol' car... to take my sis to see my grandparents. I wish she'd help out a bit with the petrol as this is all her idea and she doesn't drive... and a lot of my petrol usage in the last couple of days has been driving her to work and picking her up again, and picking up her tablets. Sorry, I'm just being a bit mean! All feeling rather hopeless today really , but trying to keep my chin up!

kerri_gt

lotti379 wrote: »

Hi everyone,

Got one more yesterday, so 4/8 - halfway there!

Sadly today need liquid gold for the ol' car... to take my sis to see my grandparents. I wish she'd help out a bit with the petrol as this is all her idea and she doesn't drive... and a lot of my petrol usage in the last couple of days has been driving her to work and picking her up again, and picking up her tablets. Sorry, I'm just being a bit mean! All feeling rather hopeless today really , but trying to keep my chin up!

Oh Lotti - big hugs. xx I don't think your sister is being mean by not offering petrol money, but I really think non-drivers just don't realise the cost of petrol and therefore don't think to offer. Could you suggest that she chips in perhaps?

Wee_Pilsbury

Afternoon all

Haven't been on for a while but got a NSD on Wednesday plus one yesterday and today (cos I'm not going out) so I now have 5 NSD

It's proving tricky this month but I'm not spending huge amounts - just lack the discipline not to buy a pack of crisps in the canteen sort of thing - must try harder!

Have a good day all :hello:

bottleofred

Afternoon everyone and hope you are all having a good day,

Today is definitely going to be a spend day for me due to Fathers day etc and I hope to get an NSD tomorrow. Enjoy the weekend.

Red

IF

Afternoon all :hello:

Got my 11th NSD yesterday :dance:

jintyb wrote: »

Can't believe we have rain again here Jinty!! :doh:
Breaking out the canoe again!! :eek::eek::rotfl:

slowlyfading wrote: »

Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

LittleMissHappy_2

Was all ready to report NSD 9 today then I remembered I am going out tonight Tomorrow will definitely be one though Promise

My DD had an awards ceremony today for her football and got her first trophy (she is only 6 so it is more of an encouragement thing!) but she was soooo proud of herself! I was proud too as after she had been going a few weeks she said she didn't want to go any more as she thought she wasn't any good and none of the others passed the ball to her, but she carried on for the whole year and is going next year again even though she really found it difficult She is a star IMHO! (The coach also said to her that she had really improved over the year )

Anyway, sorry for the waffle, but wanted to share

Hope you all have a lovely weekend x (Tomorrow will be an NSD, it will be an NSD, it will be an NSD.....!)

Butti

Hello all,

Declaring NSD no. 3 Not finding it easy this month as I'm doing work experience but we'll keep trying.

Well done everyone who's on target.

B x

pinkfluffybabe

NSDs No 12 & 13 for yesterday and today