Jolly June's NSD Challenge!

solventsoon

Learning2Budget wrote: »

Hello, I've just come across this thread a few days ago and it really got me thinking. I managed 3NSD in in a row, but then had to mot my car yesterday. Then had to celebrate with a bag of chocolates cos it actually passed.
But i would like to join and attempt 7 more nsd this month plz.x

Hi Learning2Budget and welcome to the NSD challege/gang/asylum.

SF will be along later to add you and your target to the front page. In the meantime, pull up a chair and make yourself at home.

Well done for the 3 NSDs you've grabbed so far, that's brilliant!!:j:j:j

spoon x

BigMummaF

rdchick wrote: »

Hello my beautiful, wonderful and if somewhat slightly deranged people!!....

You smooth-talker you! *pushes rdc on shoulder !!!!!! Emery stylee & blush*

chrisico wrote: »

....I'm beginning to resent spending any money at all. Is that normal I wonder....

Mmmm *nods head vigorously* very much so; in fact , it's how I'm feeling today & resenting the way The Offspring keep insisting on being fed

jintyb wrote: »

....I am going to treat myself to a scone for my cuppa this morning ( the excitement just goes on in Jintyland!)....

Know how you feel, as I'm just back from an enforced "holiday" with me muvva. Not that I'm complaining, but it kinda throws me out of sync as I'm never sure how long I'll be there for..still, main thing is my stay has restored her confidence once more. It also means I've a few nsds to report all in one go thereby making me look uber efficient for a change 7 nsds up to & including yesterday if you please.

Anyone seen Cheryl..not like her to be so long away without letting us know; I don't like it when someone is MIA
Welcome L2B, jump right in..we don't stand on ceremony here.

And I hope all family, friends & four-legged (inc.more or less legs ) fellows are feeling fine this fantastic Friday

Wiggle-wiggle!

Nargleblast

Happy Friday everyone! Looking forward (?) to 3 night shifts in a row from tonight so will surely grab at least a couple of NSDs, which has to be good. Even if I will be like the walking dead on Monday.

I reckon Cheryl (CW18) is probably hard in training for her run on 19th, which reminds me - we have to all dust off our pom poms and get the ra-ra skirts out of mothballs to cheer her on! Then it's round to Jinty's for a slice of birthday cake and some cheesy pineapples.

dmlambert

Im still struggling to get my 4th NSD, Im going to hopefully get a few in a row. I used my spend day yesterday to get some extra drinks and nibbles to last me the week so I dont have to go out and buy anything each day, should be able to rack them up quickly now :):)

jaffacakegal

Happy Friday everyone!

No NSD for me yesterday, spent the last of my Sainos vouchers, mainly on alkifrol! Oops! I didn't bother with food as I think I'm going to give up buying proper stuff, I buy it then only eat when I realise it's about to go off! I don't actually know what it is that I eat every day, the fresh stuff just sits there!

Think I'll try and grab another NSD today.

JCG x

kerri_gt

Hello all! Was offline last night but just dropping in to say my NSD dilemma became academic in the end yesterday when my friend found the R&M make-up brushes on B**ts online with 75% off, so she ordered two, and I also got one at the princely sum of £1.66 each (saving of £4.98). So not tooooo bad but no NSD in the end...hold the wagon, I need to get back on today.....

lotti379

Caught one! Clocking in with yesterday as NSD number 1. :j

Being very undisciplined at the moment it must be said, I must get back on track. But today I need to get cash to repay the drinks I got bought yesterday! And I promised I'd buy a bottle of gin. Bah!

IF

Afternoon all, I'm doing the Friday ~ Wiggle ~

slowlyfading wrote: »

Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

hotspur_pam

Oof, it's miserable out, it's supposed to be summer for flip sake. Had a spendy day again :cool:. Hope you're all faring better :wave:

batgirl21

Hiya

would like to add NSD 3 and NSD 4 for weds and thursday this week, and today failed miserabley as DD1 asked for a £1 to take to a charity thing at school before I had even gotten out of bed!!! Only good thing thats my only spend todays

Don't think I'll have any NSD over the weekend as out with a friend who is over from the states so alittle wine will be included lol!;)

Have good weekend everyone