Jolly June's NSD Challenge!

dmlambert

I havent been able to add any more NSD's to my total so far, although yesterday I did find a 20p piece on the floor, so I spose every cloud has a silver lining, I never would of picked it up before realising how much debt Im in. Hoping to find something a bit more significant on the floor :):)

[Deleted User]

Hi All,

Declaring NSD#3 today as I don't need to buy anything. I was aiming for 4 this week but due to unforseen circumstances it isn't going to happen, will probably make 3 though.

Tea
x

Keiss_21

Declaring today as NSD no 5, and 4 in a row!! :j

Thought I had set my mini-target as 5 in a row...but just checked and it's 4, woo-hoo!!!:beer:

Have IMPORTANT form-filling to do this morning work-wise, but putting it off...must do it, as I should get some extra money if I do.

Have a great day everyone, well done on all the NSDs being collected so far this month. :T:T:T

jnaden

Hello!

I manage to get my first NDS of the month! Yay

#1NSD

LittleMissHappy_2

Hi

NSD 5 for me please sf :T I am doing sooooo much better this month!

Hope you all have a great day x

ETA Sorry to mess you about sf but I have since managed to spend while looking at the grabbit board so back down to 4

elfen

No NSD for me as I had to get thevrest of the stuff to do my floor, I apologise for the spelling, I'm on my iPad

jaffacakegal

NSD 4 yesterday, went to Boots for ESSENTIAL under eye concealer but thought it's about time I spent some of my points (I have nearly £100s worth!!) so that don't count

Hoping today number 5 (won't claim just yet!) and also saving money as came to work by bike so feeling very happy!

Spoony - not sure if it's better than last month! Would rather avoid the overdraft altogether if I could! Fingers xd soon this will be achievable!

JCG x

wouldbeqaulitymoneysaver

Got to keep track on NSD Front. Must check Bank Account bum is aching. Walkies needed!!

wouldbeqaulitymoneysaver

Afternoon Folks (((folks))) Mad Crazeee MSE Crew.

IF

Afternoon all :hello:

SF up to 5 NSD's thank you x :A

slowlyfading wrote: »

Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!