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Jolly June's NSD Challenge!

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  • youngmummy
    youngmummy Posts: 489 Forumite
    can i join please :)
    good luck and well done everyone x
    (#80 save 12k in 2015) aim £10,000
    make £10 a day in 2015 £261/£4000
    emergency fund aim £100/£1000
    £1 a day for xmas 2015 £0/£365
    NSD feb 0/16
    feb GC £0/£120
  • butdoineedit?
    butdoineedit? Posts: 1,181 Forumite
    kathy40uk wrote: »
    Has been a horrible day, the girl I normally work with was in tears as the horrid poison dwarf had really upset her while I'd been away :mad: but nothing will be done as she is the manager's friend and she managed to drive a previous worker away just by being a total b**ch :mad::mad: so I was glad to see the back of the shift today :(:(

    Just a thought Kathy, but are you in a union? I was just wondering if they might be able to step in & help, i would have thought that the manager / company would have to listen then?

    Errr..... has anyone seen Hubert recently?:D

    :rotfl::rotfl::rotfl::rotfl:
    February NSD challenge 5/15
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    youngmummy wrote: »
    can i join please :)
    good luck and well done everyone x

    :hello:Hi youngmummy

    Of course you may join in, you're very welcome to the NSD challenge/asylum:D

    I will add you to my roundup this evening and welcome you officially and sf will add you to the front page when she does her next update.

    Do you have a target in mind for this month or are you hoping to get as many as possible?

    Good luck
    spoon x
    :) The time you enjoy wasting is not wasted time :)
  • Chloris
    Chloris Posts: 720 Forumite
    Part of the Furniture 500 Posts Name Dropper
    It is a NSD here, so that makes 3 NSD! I am avoiding the shops by cleaning the house as my DM is visiting for the weekend (coming tomorrow). I really want to get some flowers to brighter the place up but I will take my scissors and prune the hedges on the way to the school when I pick the children up :rotfl:.
  • Rock_Cakes
    Rock_Cakes Posts: 428 Forumite
    Good Morning NSDers

    Kathy sorry to hear about work, I agree with Spoon karma come around.

    Not much adoing round my way. Have another job application to submit and am working on my presentation for my interview. Thank you all for your lovely messages of support. I have no doubt that if it wasn't for you guys I would still be thinking about staying here and feeling very low indeed. So thank you.

    thank-you.gif

    So I have managed 2 NSDs, so that's my total up to 4.

    Hoping to catch another one today.

    Have a great day.
    xx
    *Official DFW Nerd #1368 - Proud to be dealing with my debts*
    *Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
    Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012
    :eek:
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Just a quick stop by (Kath I hope Lara turned up ok - there are days atm where our kit barely graces us with her presence except for wanting food - I now know how my mum felt when I was a teenager)

    So...I have a small dilemma. OH went to the docs today and turns out he has a severe chest infection. I said I'd pick up his prescription at lunchtime but doubt he'll give me the £ for it....so, does it get counted as a spend day even if it's for essential medication? answers on a postcard please...

    ...ps anyone else spot a donkey for sale on eBay?! lol!
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Keiss_21
    Keiss_21 Posts: 2,652 Forumite
    Hya Kerri - hope your OH gets better soon...some folk don't include medical essentials as a spend, it's all up to you.

    Which reminds me...must put in for a repeat prescription before my pre-payment prescription runs out next week. Shouldn't need to get another 3 month PPP for a while...if I stay healthy (ish!) that is.

    Well, amazingly I can declare today as NSD no 6...and 5 in a row:j:j

    I can't really believe it..but have already started an on-line order for tomorrow...running out of sooo many things!! :D

    Off to get the bread started...a bit later than planned, but have got distracted by 'puter stuff.

    Have my one-to-one redundany interview this afternoon...hope it goes well...we'll see. :o


    13 projects in 2013: 7/13
    Cross-stitch Club Member no 13
    Weight loss since 24/06/2012: 30lb
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Morning all and Welcome to all Newcomers :hello:
    kerri_gt wrote: »

    ...ps anyone else spot a donkey for sale on eBay?! lol!

    :rotfl::rotfl::rotfl::rotfl::rotfl:



    Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE:D


    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A
    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello my beautiful, wonderful and if somewhat slightly deranged people!!

    I have broken the seal and yesterday was my 1st NSD for June and today looks like it's gonna be the same!! Everyone is doing so well! well done guys - you're awesome!!
    Life is too short not to love what you do.
  • Bexterragga
    Bexterragga Posts: 209 Forumite
    Hey everybody,

    I'm checking in with my 4th NSD today! Would have been 5, but yesterday I went to Zumba and that cost me £3.50! Well worth it, got very sweaty!

    Just relaxing now before a late shift. Hope you're all ok x
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