Jolly June's NSD Challenge!

kezlou

Hi slowly fading, thanks for the challenge again.

I lost track month, so determined to stick a plan this time.

Okay i would to try for 15 NSD's as the nippers are off and OH's birthday.

But could i try for four in a row, doube it will happen, but hey ho, worth a go!

Good luck all!

elfen

Can you put me down for 16 NSDS please?

Trinny

Hi Op

Didnt realise you prefer purple so will try to bear that in mind this month.

17 NSD's for me please

going to miss May's by one but hope to do better in June

Thanks

Trin

rdchick

Hello peoples! Could I join and do
10 no spend days please! Thanks! Xxx

elsiepac

Hi all

I'd like to join please! I would like to go for 10 NSDs in June please... I'm a bit scared as last month I started half way through by just setting my own little NSD challenge and I failed miserably getting only 1 out of 5! Although... we're still in May and today is a NSD and tomorrow will be, so actually I think it'll be 3 out of 5. Anyway...! I will count everything except normal bills on SO and DD, but also I won't count petrol as I've cut back as much as I can on this and drive 250 miles a week, so it's a set amount every month that I spend on this.

Thanks guys, enjoy the rest of your weekend :beer:

LC x

JAMIEDODGER

I'm going to join in this month, haven't done it for ages but am trying to get back into things so can you please put me down for 16 NSD this month.

I won't be counting PAD payments or direct debits, just normal spending out of my weekly wage:)

BigMummaF

Hi SF. Good Luck with this month's thread, not that you'll need it My advice is to fasten your seat belt, relax...& don't eat for at least an hour before reading the posts or it could get messy:rotfl: Of course I'm joshing! Sit back & enjoy the ride :T

There's a lot going on in my month so I'll stick with 15 please.

Bring it on!

kerri_gt

Hi SF - well done for looking after us in June. Can you put me down for 14 NSD please - hoping to break this target, esp as the past few months have been somewhat spendy.

Usual rules for me, not counting DD as these are budgeted for, or milk or petrol as these are essentials.

Good luck everyone :beer:

copperboom_2

I'd like to have a go at 10 please - working on the principle of 2 a week plus 2 "spares"!

IF

slowlyfading wrote: »

Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!