PPI Reclaim Clinic - BBC1 Watchdog Tonight 8pm

Common_Sense_2

marshallka wrote: »

I think the already rejected complaints that did not go to FOS (thinking the banks would perhaps win) will ultimately end up going through CMC's who will use the courts to win. I realise its not the ideal but something is better than nothing perhaps unless the FSA can step in here.

If the CMC goes to court, they will have to prove that they did not get the business by cold calling. If they did use cold calling to take on the case then their solicitor would be in breach of the SRA code of practice and so the court case wouldn't even begin.

As we know from the messages on this forum, avast number of CMC's use cold calling to drum up business

marshallka

Common_Sense_2 wrote: »

If the CMC goes to court, they will have to prove that they did not get the business by cold calling. If they did use cold calling to take on the case then their solicitor would be in breach of the SRA code of practice and so the court case wouldn't even begin.

As we know from the messages on this forum, avast number of CMC's use cold calling to drum up business

When I called the MOJ about being cold called they told me that I had perhaps signed something some time ago to allow my data to be passed about. I told them I doubt I had and they had no interest other than to say I would have to prove cold calling as if I had signed something it was not classed as a cold call. You cannot win.

smitchy73

What about reminding people to go to FOS and I agree avoid using CMC's.

mattytun

Ask Mrs Robinsonif she wants to go for a pint...........:cool:

marshallka

smitchy73 wrote: »

What about reminding people to go to FOS and I agree avoid using CMC's.

What about the reminding firms to look into the complaints properly in the first place so no need for complaints to go to FOS in the first place. Half the complaints that go to FOS are blatent missales and the firms need BIG fines imposed for allowing this. Why should someone that is missold have to wait another year or two for a redress? Often the redress would help with other debts that they are paying far more than 8% interest on. They often know this and that could be their reason!!!

dunstonh

Are the banks actually obliqued to reopen complaints that they already rejected prior to the JR of their own violation?

No they are not. The JR had nothing to do with complaints already looked at and upheld or rejected.

marshallka

mattytun wrote: »

Ask Mrs Robinsonif she wants to go for a pint...........:cool:

You would need a pack of straws though. Just watched her with Martin and her teeth don't move when she talks!!

mattytun

good slot tonight on the BBC martin .........

dunstonh

mattytun wrote: »

good slot tonight on the BBC martin .........

I didnt think it was a good slot at all.

Martin was rushed into a very tight segment and was cut off after only answering a couple of questions. Its the first time I have watched Watchdog in ages and I thought it was dire. If they got rid of the braindead fluff they could get so much more important detail in there.

I also disagreed with Martin's comments on claims companies using the legal system rather than the FOS. Claims companies are not allowed to cold call if there is the potential for legal action. The vast majority of claims companies never go near a solicitor and just use the FOS. There are some which may look at the legal route but they are rare.

For such a big area, Watchdog treated with disdain.

marshallka

dunstonh wrote: »

I didnt think it was a good slot at all.

Martin was rushed into a very tight segment and was cut off after only answering a couple of questions. Its the first time I have watched Watchdog in ages and I thought it was dire. If they got rid of the braindead fluff they could get so much more important detail in there.

I also disagreed with Martin's comments on claims companies using the legal system rather than the FOS. Claims companies are not allowed to cold call if there is the potential for legal action. The vast majority of claims companies never go near a solicitor and just use the FOS. There are some which may look at the legal route but they are rare.

For such a big area, Watchdog treated with disdain.

I was confused by what martin said about claiming. He said if the loan was still going, even if it was taken out 10 years ago, then you could complain/claim.

You can complain about any loan regardless but if he meant about taking the complaint to FOS if it was not upheld then this is misleading. If it was taken out with an unregulated broker and its still running now then you could not go to FOS if they fail to uphold.

As regards CMC's then there must be some that are "good" claims companies amongst them. Its only the same as finance firms, look at FOS statistics on complaints, there are hardly any firms that don't get complaints against them so what are we supposed to do there. If we need to invest money where are we supposed to go? Are we supposed to put it under the matress as its safer that way because banks cannot be trusted.