Best Credit Card Post IVA

spaceman5

spriggit82 wrote: »

just applied for a Vanquis card - come up they couldnt make a decision immediately but will come back in 10 - 14 days - does this mean ive been rejected?? if it is a rejection at least I know ...

this is exactly the response i got, within a day they was on the phone telling me i have been accepted, although i have read sometimes they need to see things like bank statements befroe they decide, but like i say i never got any of that, just a straight acceptance, and that was within a week of finishing iva, so i would think you will be fine

spriggit82

Had Vanquis call this morning - been accepted - APR 34% (which is a lot better than I thought it would be) not sure what my credit limit is yet.... will find out when the card comes I suppose.

BillyWilly_2

Thanks for the positive response, I have just applied so I'll just have to wait and see.