MBNA, accept THEN declined

Fitzy29

Managed to get through to the same underwriter who initially approved the application, apparntly a HSBC loan I have shows to be in arrears now and then..it isn't an as such I have put a notice of dispute on my credit files. She was happy with that BUT another underwriter stepped in and wasn't, she was very sorry the situation but did say get my file corrected, which I will, and the cards mine!!

Next stop, HSBC.

thanks for the replies everyone.:D

Fahim_2

VANQUIS did that with me. I applied on 13/12/2005. Got approved on 17/03/2006, then got declined at 24/04/2006. I didn't bother anyway because Monument approved me at that time...

Fitzy29

Is monument any good, never heard of them! What limit did they issue with?

Claire_Jones_3

I applied for a MBNA card a few years ago and they declined my application because they typed the wrong salary details into the computer when inputting my details!! Call them and ask why you were declined and just check the details they used to make their decision. If they have made an error like mine they need to change the details otherwise it may show on your credit history that you declined for a credit card. It never states because they were incompetent!!

Good luck