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It's over. I am debt free.

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Comments

  • Amelia39
    Amelia39 Posts: 30 Forumite
    congratulations - your an inspiration!
    Back in the Driving Seat! - [STRIKE]December 2010[/STRIKE] June 2014
    Credit cards - Paid!
    Car Loan - £5,850
    Student Loan - Paid!
    Total Debt - [STRIKE] £15,320.18[/STRIKE] £5,850 :(
    Goal is debt free by June 2015 :o
  • Congratulations!!!! :beer:
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Congratulations to you both and well done!
  • englishmac
    englishmac Posts: 137 Forumite
    Big congratulations. Take some time out to relax and savour the moment. We are somewhere (not quite!) right behind you but we are getting there. Thanks for taking the time to log in and share the news - we too have got caught up in concentrating on clearing the debts and I haven't logged in as often but your good news makes me think of how far we have come and how good it feels to be in control. And looking forward to no more calls from debt collectors. Now that I really can't wait for! Good luck with the aga.
    Cheap and cheerful. Preferably free. :T LBM - more a gradual rude awakening.
    DFD where the light is at the end of this very long tunnel - there, see it? Its getting brighter!! :o

    DFW Nerd Club Member no. 946. Proud To Be Dealing With My Debts. :D
  • frugalzzz
    frugalzzz Posts: 138 Forumite
    Debt-free and Proud!
    Hi guys, Changing my siggie to reflect my debtfreeness and our current savings. I wanted to bump this thead also to give people some hope. Although we managed to finally clear our debts in two years. We did have 15 years of debt loaded misery before we hit our LBM 2 years ago.

    We managed to have a fabby w/e on the cheap too. The old DH often surfaces and he gets really antsy about having to save, save, save sometimes, but the Aga is for him, so he's more or less onboard with this new project!
    LBM: 23/7/09. Total Debts on 23/7/09: 24,961

    Debt free date 19/5/11 :j

    Aga Savings project: Savings so far: €1999.00
  • Lulee36
    Lulee36 Posts: 197 Forumite
    well done !! 18 more months for me - cant wait just looking at finishing the dmp myself although payplan have been excellent support
  • fozmcfc
    fozmcfc Posts: 3,098 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Congratulations, it a long hard road but one that's well worth taking.

    Thankfully many have their lightbulb moment and realise that life is so much better being debt free.
  • frugalzzz
    frugalzzz Posts: 138 Forumite
    Debt-free and Proud!
    Thanks Lulee and Foz, I just dug out my origina thread to have a bit of a read. I got some fantastic advice when I first posted and took loads of it onboard. This forum is worth it's weight in gold! Here's the thread from over a year ago: https://forums.moneysavingexpert.com/discussion/2407249=
    LBM: 23/7/09. Total Debts on 23/7/09: 24,961

    Debt free date 19/5/11 :j

    Aga Savings project: Savings so far: €1999.00
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