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Contract - Credit Check ?

ST55
ST55 Posts: 30 Forumite
I am looking at getting a new contract phone as it will work out cheaper than my current PAYG deal. I have had bad credit in the past but it has since improved. What will happen during the credit check, will the creditors that i still owe money too get flagged up that i am trying to get a Contract

Many thanks

Comments

  • Jon_01
    Jon_01 Posts: 5,931 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It won't flag up to anyone. They just get an overview of your credit history over the last 6 years or so.
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ST55 wrote: »
    I am looking at getting a new contract phone as it will work out cheaper than my current PAYG deal. I have had bad credit in the past but it has since improved. What will happen during the credit check, will the creditors that i still owe money
    They will see what you owe and how you have been dealing with your debts during last six years.
    too get flagged up that i am trying to get a Contract
    Other creditors will see a record that a credit search had been done by the network.

    Credit Rating: How it works and how to improve it
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