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Tenancy Application Form - children over 18?

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  • puddy
    puddy Posts: 12,709 Forumite
    but landlord credit checks arent credit checks are they? they are just checks to clarify address and associates? i thought there wsa information on here recently that landlords checks are not the same as when banks do credit checks.
  • jjlandlord
    jjlandlord Posts: 5,099 Forumite
    edited 16 May 2011 at 11:47AM
    GAH wrote: »
    Its just like a couple wanting to move to a property, and the guy saying, As I am the one paying all the rent, I just want myself to be on the tenancy, it don't work like that.

    Actually, if the other spouse does not work and has 0 income it makes no difference to the landlord.
    For a landlord the point of having someone down as a tenant is to be able to go after him for money in case of rent unpaid or damages.
    GAH wrote: »
    But in general, Everyone over 18 working or not should be referenced and be on the Tenancy agreement.

    In general, why?
    puddy wrote: »
    but landlord credit checks arent credit checks are they? they are just checks to clarify address and associates?

    No, they do check for credit history.
  • GAH
    GAH Posts: 1,034 Forumite
    JJlandlord: you are picking on words now then, take away 'in general'.

    Everyone over 18 working or not should be referenced and be on the Tenancy agreement.
  • tbs624
    tbs624 Posts: 10,816 Forumite
    GAH wrote: »
    Viola Lass: it doesn't matter whose paying the rent...
    The main benefit to the LL in having all adult occupants on the tenancy agreements is so that they all have J&SL under the one tenancy agreement. However, it's not of much benefit if the adult kids are in education and have no independent funds anyway. It's perfectly possible for other occupants to simply be "permitted occupiers"
    GAH wrote: »
    Its just like a couple wanting to move to a property, and the guy saying, As I am the one paying all the rent, I just want myself to be on the tenancy, it don't work like that.
    It *can* , but clearly it's dependent on what both LL and T agree between them.
    GAH wrote: »
    But in general, Everyone over 18 working or not should be referenced and be on the Tenancy agreement.
    ...in your opinion GAH . Others may see things differently:)
  • puddy
    puddy Posts: 12,709 Forumite
    well there was information on here recently that landlords cant have access to the checks that banks and lenders get?
  • ViolaLass
    ViolaLass Posts: 5,764 Forumite
    When my then boyfriend moved into my flat, he was a 'permitted occupier' named on the tenancy but not a tenant and not responsible for paying the rent (even though he was over 18 and had a job). The agents and I agreed that there was no need for credit checks etc when my salary could cover the rent, even though we did actually split it.

    As tbs624 has pointed out, it would be silly to credit check a young person who is still in education and has no income. All the landlord needs is someone they can run after if the rent is not paid and they've got that in the OP.
  • jjlandlord
    jjlandlord Posts: 5,099 Forumite
    GAH wrote: »
    Everyone over 18 working or not should be referenced and be on the Tenancy agreement.

    Then my question stands even more: Why?
  • GAH
    GAH Posts: 1,034 Forumite
    As I had said earlier, everything is at the discretion of the landlord/agent
  • jjlandlord
    jjlandlord Posts: 5,099 Forumite
    GAH wrote: »
    As I had said earlier, everything is at the discretion of the landlord/agent

    As you seem to be ducking my question, I should conclude that your claim is not backed by any factual reason.
  • oceanscape
    oceanscape Posts: 392 Forumite
    puddy wrote: »
    well there was information on here recently that landlords cant have access to the checks that banks and lenders get?
    Yes, I think you're right. I read that thread too - an Experian representative posted that landlords/agencies can view CCJs and bankruptcies only (i.e. the public information) - they can't view your payment history with other lenders (e.g. late/missed payments).
This discussion has been closed.
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