someone ran into the back of me

atrixblue.-MFR-.

insurers have different terms regarding non fault non claim accidents some will charge you because you have infact been involved in one regardless of fault some wont do anything to your premium.

rev_henry

thenudeone wrote: »

Aviva didn't charge any extra for me. I checked by getting two quotes with identical dummy details except one with a no-fault claim. They were both the same.

Some do some don't, regardless you're meant to tell them. Depends how they work out their prices.

gazebo

the good news is there is no damage at all to my car as per the inspection I had done earlier. I will now need to decide what to do next

pinkteapot

You weren't driving in Colchester were you? It's a bl**dy nightmare for pedestrian/zebra crossings being three feet after a roundabout and I frequently see people doing emergency stops under similar circumstances. Shame the woman behind you wasn't more on the ball.

d.ross_2

King_Nothing wrote: »

Tell that to my insurer who thought it best to charge me an extra £200 this year due to the fact someone decided to drive into the back of my car, i.e. Not my fault.

Are you sure they charged an extra £200 because of the accident? Most insurance companies have put their prices up this year by huge amounts.

fivetide

There have been reports of the other motorist getting their claim in first and saying the driver in front hit reverse accidentally. You might be wise to inform them but not register a claim at this stage.

You should be able to see if thare has been any damage in the boot yourself, just get on the floor with a torch. Then call the person up and let them know it is ok.

You should/can also report it to the cops. They'll make sure the other party is insured etc.

5t.

rev_henry

fivetide wrote: »

There have been reports of the other motorist getting their claim in first and saying the driver in front hit reverse accidentally. You might be wise to inform them but not register a claim at this stage.

You should be able to see if thare has been any damage in the boot yourself, just get on the floor with a torch. Then call the person up and let them know it is ok.

You should/can also report it to the cops. They'll make sure the other party is insured etc.

5t.

As a few other people have found out the police will quite possibly want YOU to take YOUR insurance details into a station for them to have a look at. If you report it to them that is. Which you don't have to because there was no injury, although as I said the 3rd party technically committed the offence of failing to provide insurance details.

Scooby_Doo.

rev_henry wrote: »

As a few other people have found out the police will quite possibly want YOU to take YOUR insurance details into a station for them to have a look at. If you report it to them that is. Which you don't have to because there was no injury, although as I said the 3rd party technically committed the offence of failing to provide insurance details.

No they haven't, as you said it's none injury.;)

rev_henry

Scooby_Doo. wrote: »

No they haven't, as you said it's none injury.;)

Ah, I thought there was that requirement regardless of injury, according to Highway Code Rule 287 apparently not.

Scooby_Doo.

rev_henry wrote: »

Ah, I thought there was that requirement regardless of injury, according to Highway Code Rule 287 apparently not.

Nor according to the RTA.;)