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permit use of vehicle with no insurance

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  • aagill
    aagill Posts: 23 Forumite
    For the record

    Found not guilty on both offenses
    Points on my licence: 0
    Penalty: 0
    Total costs: £ 1.80 for parking near the Magistrate Court

    Provided the Court a copy of his insurance, (original documents - in Spanish), and said exactly what I said here.





    PS. special thanks go to Outpost for a free English tuition
  • mikey72
    mikey72 Posts: 14,680 Forumite
    aagill wrote: »
    For the record

    Found not guilty on both offenses
    Points on my licence: 0
    Penalty: 0
    Total costs: £ 1.80 for parking near the Magistrate Court

    Provided the Court a copy of his insurance, (original documents - in Spanish), and said exactly what I said here.





    PS. special thanks go to Outpost for a free English tuition

    Good result.

    Glad the justice sytem worked, innocent until proven guilty, and that you can have faith in what your mate says without demanding to see a certified translation of every thing he has told you signed in blood.
  • vax2002
    vax2002 Posts: 7,187 Forumite
    How much costs did you apply for ?
    £180 is the norm.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • aagill
    aagill Posts: 23 Forumite
    what do you mean?
  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 4 December 2011 at 5:33PM
    a copy of the Spanish insurance policy. Take that to court and hope to show that you believed insurance to be in force, and did not therefore knowingly permit the offence.

    That is no defence. Some offences require intent or recklessness, but not this one.
    The offence is for the police to prove,

    No it's not. It's up to the owner to produce a certificate of insurance to prove that the driver using it with his permission was insured. No valid insurance certificate = guilty.

    In this case, they must have accepted that your friend's policy covered him to drive.

    I have DOC cover on my policy but if I visited a friend in France I wouldn't expect my insurer to cover me to drive his car.
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
    The earth does not belong to us.
    We belong to the Earth
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    thenudeone wrote: »
    That is no defence. Some offences require intent or recklessness, but not this one.



    No it's not. It's up to the owner to produce a certificate of insurance to prove that the driver using it with his permission was insured. No valid insurance certificate = guilty.

    In this case, they must have accepted that your friend's policy covered him to drive.

    I have DOC cover on my policy but if I visited a friend in France I wouldn't expect my insurer to cover me to drive his car.

    "Newbury -v- Davis [1974] RTR 367
    1974
    QBD
    Lord Widgery CJ, MacKenna J Road Traffic, Insurance Casemap

    The owner of a vehicle agreed to lend it to someone else on condition that that person insured against third party risks. In the owner's absence, that person drove the car on a road without insurance. Held: The appeal against conviction was allowed: "the defendant did not permit Mr Jarvis to use the car. The defendant gave no permission to use it unless Mr Jarvis had a policy of insurance to cover its use, and he had none. Having no policy of insurance, he took the vehicle without the defendant's permission. In other words, permission given subject to a condition which is unfulfilled is no permission at all. It may be that the difference is a small one between a case where the owner gives unconditional permission in the mistaken belief that the use is covered by insurance, or in the disappointed hope that it will be covered, and the case where the permission is given subject to a condition and that condition is not fulfilled. But to my mind there is a difference and it is one of legal substance. On this view of the case the defendant committed no offence."
    Road Traffic Act 1972"
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