Starting Again

gargrave50

Skint_but_Optimistic wrote: »

I went to Wilkinsons at lunchtime. I dont know how I coped BW (before wilkinsons.)

20 washes of bold washing powder, £4. Thats not bad for bold. I like named brands as everyone is so mucky.

A pack of pegs, for all the washing and because pegboy nicks off with the pegs and I have gone from having a basket and some shabby spares to half a basket....

Some superglue for the running repairs we seem to have to do alot.


I forgot lady razors. I need them before holidays, as I have legs like chewbacca.
Must do my eyebrows too, as my eyebrows are like Dennis Healey.

Im a quirky hybrid of unwanted hair.

Oh what the hell save the time and money just razor the eyebrows too:rotfl::rotfl::rotfl::rotfl:

gargrave50

Skint_but_Optimistic wrote: »

the holiday fund also got a fiver. .

I swear my nightshift eyes read "the holiday fund also got a LIVER!":rotfl::rotfl::rotfl:

Winnie_in_Pooh

Skint_but_Optimistic wrote: »

I did, thanks winnie. It says 120 quid, latest from tax credits.. a tenner, stopping in October! Think I need to compose a letter. The sods.
Best get on with me jobs, and plan my next ebay campaign!

I'm a bit of a whingy thing today..

Think I'd be whingy too trying to deal with tax credit muppets - you have my every sympathy! Putting something in writing is probably going to be the only way you'll get anywhere unfortunately. There are quite a few guides on the website, maybe you could do your own calculation using their figures?

Skint_but_Optimistic

gargrave50 wrote: »

I swear my nightshift eyes read "the holiday fund also got a LIVER!":rotfl::rotfl::rotfl:

If it comes down to it, the kidney can get to poland to keep me in ouzo for a week! You need more sleep lass!!! haha

Winnie_in_Pooh wrote: »

Think I'd be whingy too trying to deal with tax credit muppets - you have my every sympathy! Putting something in writing is probably going to be the only way you'll get anywhere unfortunately. There are quite a few guides on the website, maybe you could do your own calculation using their figures?

Cheers- I need to do something... I think my best bet is to use the calculation engines and show that in a letter. I am appalled at the fact that the year we actually need something back - and people get something back all the time and rightly so - that we are penalised.

Makes me wonder if working full time is worth it, because I may do the sums and see if dropping a day and working 30 hours, which would save on Childcare to the tune of 160 a month and it would also bring our earnings downa little - as well as easing some stresses on the home front could be an option for a couple of years.

Another hubby discussion but he seems to like me having a career (oh its a means to an end in my eyes) and I dont give a stuff about it anymore.

gargrave50 wrote: »

Oh what the hell save the time and money just razor the eyebrows too:rotfl::rotfl::rotfl::rotfl:

Eeeh, me granda used to shave his ears. Or if his hands were wobbly it would be something he would ask me to do.

Id take an inch off his eyebrows while I was on.

Id look even more of a shocker and have to draw them on like David Guest. Hells teeth, imagine it chewbaccas legs and david guests eyebrows. Men would be queing up.

Winnie_in_Pooh

Skint_but_Optimistic wrote: »

Makes me wonder if working full time is worth it, because I may do the sums and see if dropping a day and working 30 hours, which would save on Childcare to the tune of 160 a month and it would also bring our earnings downa little - as well as easing some stresses on the home front could be an option for a couple of years.

Another hubby discussion but he seems to like me having a career (oh its a means to an end in my eyes) and I dont give a stuff about it anymore.

I gave up full time work about 18 months ago and started working in the local chippy where my hours fit around DH's. It meant we could stop using childcare for DS (who was 9 then, nearly 11 now). We're actually around £350 a month better off than we would be if I worked full time due to increased tax credits and no childcare bills.

I don't like it tbh, it makes us far too reliant on the tax credits system and I miss having a "proper" job but financially its the only thing that makes sense. I was hoping to go back into full time work after maternity leave, but childcare for a baby is between £800-£1000 a month which is equal to the amount I could hope to earn anyway!

So I'm off to university instead

Skint_but_Optimistic wrote: »

Id look even more of a shocker and have to draw them on like David Guest. Hells teeth, imagine it chewbaccas legs and david guests eyebrows. Men would be queing up.

:rotfl::rotfl::rotfl:

gargrave50

I think its time to compose a nice witty little letter to the tax credits numpties............

Let us know how you get on xxj

Skint_but_Optimistic

Winnie_in_Pooh wrote: »

I don't like it tbh, it makes us far too reliant on the tax credits system and I miss having a "proper" job but financially its the only thing that makes sense. I was hoping to go back into full time work after maternity leave, but childcare for a baby is between £800-£1000 a month which is equal to the amount I could hope to earn anyway!

So I'm off to university instead



:rotfl::rotfl::rotfl:

He wont let me do that... I am a education junkie and have amassed a fair few certificates. And I would just keep going... yeah see where you are coming from ... and sense dictates it would be OH who would drop the day. I earn more by quite a way. Im more productive at home and would get heaps done like. he fluffs a fair bit, ...

I am delighted you have found a balance which works for you and dont be guilty, you are raising your child and its you who is making career sacrifices. Just get your degree, they are worth it. I would love to do that and work in a job for money around the family. Childcare costs for me are 600 a month with daddy having Ds fridays and granny on Tuesdays.

danger is they abolish the credits altogether though.

Oh bums I dont know. The maths involved is akin to compound interest calculations (never managed those properly) and I am at work and its a 5 minute walk to the loo, and ive been aware of a need for about an hour...

Skint_but_Optimistic

gargrave50 wrote: »

I think its time to compose a nice witty little letter to the tax credits numpties............

Let us know how you get on xxj

yes, there may be heavy sarcasm...

Skint_but_Optimistic

well, wanna hear some news of another major mess up...

Lloyds ppi was repaid to me on 7th June. It was paid into my lloyds bank account....

I dont have a lloyds bank account anymore.

:-|

Rang the call centre.... and they cant help me as I cant go through security... what a mess....

time to go into a branch.

can I scream now?

Winnie_in_Pooh

Seems like the muppets are after you in force this week SBO :cool:

Another highly sarcastic letter perhaps?