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Hey SbO
Hope alls good! Post when you can
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
So Sorry, have been so busy and a broken computer meant that there was only one working in the house, so I wasnt even close. I did fully intend to come on on Thursday but ended up really busy. Myself and the husband had taken the week off and we have been planting out and doing all manner of jobs.
I will catch up and update properly later on. I will NOT stay away for a week again!Trying to shift that debt!0 -
Skint_but_Optimistic wrote: »Myself and the husband had taken the week off and we have been planting out and doing all manner of jobs.
That's what becomes of you when you're a property tycoon:rotfl::rotfl::rotfl::rotfl::rotfl:.
Lovely to have you back xxLBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
I thought it was only me that had gone a bi tAWOL recently but clearly not !
Glad to see you are ok and excellent news re HMRC !!:T
Well Done xLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Cheers, it is hardly tycoon, I have 2 houses and more debt than cash, and I sell everything Ive pre loved on ebay!!
Im more Steptoe than Onassis.
Ive not got time to flaming update really, I have to go post some ebay and get some money out.
Snippets of interest... Student loans owe me 628 quid, They are paying me back within the next three weeks.
I have sold many things on ebay, posted 5 parcels today already, another 5 in the next ten minutes, and posted 14 yesterday.
My tat is class quite plainly.
Also had a run in with a mad cat woman.
Shes hatstand that one. I might need to involve the police.
Its like an eastenders cliffhanger, I got to go, things to do and kids to transport xxTrying to shift that debt!0 -
LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
Still hanging on to find out the story................yes I'm nosey, I know this well.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
A cliffhanger sounds exciting ! I could do with some fun today !!LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Well, I occasionally have volunteered with a fair few cat related charities. The legacy is I have 5 cats. The 2 dogs are just my eye candy lol.
Actually, they are both rescued too, Im a sucker for a sob story.
Anyways, I was awarded the house from the ex husband, DH mortgaged it as we all know. However, there was a cat involved. The female cat the Ex husband had custody off, I had to rehome as she was abandoned for long periods of time. She had sh*t in his bed and all kinds. By then, I had taken in three strays - she had been with him 4 years... anyway I digress, I would have had her like *that* but she would have hated my babies. So she went to a friend of mine who loved cats. I then had to take her to the pet crematorium three years later. That was ok, I made sure she had a fab life, she was 16 when she went. Her new family made her the star of their lives.
Anyway, I digress. There were 2 cats involved in the breakup of mine and the husbands marriage a black, long haired girl, and a black short haired boy. We shall call him Sid. Well we shall, cos that was really his name, but shush, tell no one.
Sid, was a lovely cat. The ex H said, he had gone, and not come back when I rehomed the lovely long haired lady. He said, he was old, and has probably died. However, once myself and my fabulous DH had taken posession of the old ex marital home we discovered a wonderful thing, it was a resurrection, Sid lives and had been trying to get in the cat flap.
All that is missing from this story is a mad old witch, its a tale of a lost child, taken into the fold, who has been brought up either by dwarves or some very ugly people.
No, there is a mad old witch and shes about to make her move. She has involved the rspca.
You see, for a number of years, the prodigal cat has been relying on the charity of folks, both well meaning and interfering. interfering charity is nice as at the root of it is charity, but once the baby is back in the fold, thats your job done. I had no idea my old boy was still alive, yet alone being fed by 2 ladies.
one of the ladies, we shall call her muriel. (thats her actual name, but shush) was glad he had found his old mama. It was his old dada who had flung him out, as his old dadas new bit of fluff thought cats made you cough (god, she was thick as clarts)
Mama took Sid to the vets, and had him de flead, brushed him wormed him and did all the things people do to pets in the name of responsible pet ownership.
Mad cat lady who we shall call Maggie, thats her actual name but shush, reported sids mama to the rspca. She said, he has been burnt on his back.
This was matted fur from living rough for years!
By the time the inspector visited, sid had a smooth coat. I had cut out the matts, and brushed his fur til it shone. De fleaing and a treatment for dander meant his fur and eyes were shining. He was much better. We had him at the other house. We started lettting him out. This was with a cat flap, so he had access and egress and was more cat like. He, after all, had lived rough for years. RSPCA inspector was fine with results of visit. I was traumatised!
This was fine for three weeks.
I was giving it a month before I took one of my cats to meet him.
However, he disappeared. Nice old lady Muriel, had not seen him. Crazy mad Maggie reported me to rspca. They visited both me and maggie, it was concluded maggie had taken Sid and rehomed him somewhere, we had no proof, but you know, it hurt. He was my baby from my first marriage, my second husband loved him as his own, and then he was stolen. He was old, must have been 16. He was a stray when I first got him, vet estimated his age at 2. How the ex behaved was disgusting but he was besotted by this woman, he even allowed her to mistreat my Rachel, but thats another story (if you want to hear it just say!)
So this crazy cat lady reported me to the RSPCA the other day. The reason?
Well my cat we shall call him Pedro, cos thats his actual name, but Shush, was sitting under a hedge in the rain. She said he couldnt get back in the house. She tried to catch him in a cat basket but a neighbour intervened.
Ive also had the dog warden visit me, apparently my German Shepherd has wandered the streets, (she has not, I have an eight foot fence and I hate un controlled dogs, mine are trained to the word and never ever wander)
Social services called round, as my son was seen without shoes. Oh well he was half asleep and I carried him to the car to go pick his dad up, without shoes. Thats hardly "at risk" stuff.
Ive had pizza and chinese deliveries, dont they know we are MSE, we batch cook and takeaways are a once monthly treat, not a nightly event!
So I am under the cosh of a vendetta.
Ive reported this to the police. As shes a fruit loop shes probably under some special legislation which means she can make peoples lives h*ll for her own gratification! However I have the street watching out for her and I will make sure she gets her come uppance.
Also, I know it is her. She bragged about it to her daughter in law, who is a friend of my sister!!Trying to shift that debt!0 -
I'll send her a letter:rotfl::rotfl::rotfl::rotfl:LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0
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