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carers allowence

Hi my son gets mrc dla and someone said to me to claim carers i dont have to do i? i feel cheeky applying for that because i brought him into this world and i have to look after him, i think we would be worse off if i applied as well. thank you
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Comments

  • kingfisherblue
    kingfisherblue Posts: 9,203 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    No, you don't have to claim CA. If you do claim it, there are certain criteria that you must meet, such as not being a full time student, giving a minimum of 35 hours a week care, and earning no more than £100 a week. It shouldn't make you worse off, as it is only your income, not partner's or household income, that is taken into account.

    I also care for my son, and I do claim CA. I cannot work due to the level of his disabilities (HRC and HRM), so it helps towards paying the bills.

    You should also inform child tax credits that you now receive DLA at MRC for your son, as the amount you get will increase.
  • stassy23
    stassy23 Posts: 404 Forumite
    thanks for that, i dont work due to my son and 2 other children i will look into it and have a think about it

    thank you for taking time to reply
  • MrsManda
    MrsManda Posts: 4,457 Forumite
    stassy23 wrote: »
    thanks for that, i dont work due to my son and 2 other children i will look into it and have a think about it

    thank you for taking time to reply

    If you don't work and you look after your son full time then do apply. You may not want it for yourself but you'll be able to use it to improve your lives a little, perhaps you can save it to take the kids on a special day out every so often?
  • kingfisherblue
    kingfisherblue Posts: 9,203 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    I think you also get your NI creedits paid if you claim CA - useful for your pension in future years.
  • Tehya
    Tehya Posts: 501 Forumite
    I think you also get your NI creedits paid if you claim CA - useful for your pension in future years.

    That's correct, I'm a carer on CA so it was a relief to know I was covered.
  • Lazy_Ike
    Lazy_Ike Posts: 185 Forumite
    I think you also get your NI creedits paid if you claim CA - useful for your pension in future years.
    Yes, to reinforce what another poster has said. You DO get NI credits, and this, to me, is almost the most important reason to apply for CA.
    [FONT=&quot]si talia jungere possis sit tibi scire satis [/FONT]
  • kingfisherblue
    kingfisherblue Posts: 9,203 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    Glad I was right about the NI credits - but I apologise for the terrible spelling!
  • Strapped
    Strapped Posts: 8,158 Forumite
    If you don't want to apply for it, then don't. No-one's going to force you to. But as this is a money saving site, I don't think there'll be too many people saying you shouldn't apply!
    They deem him their worst enemy who tells them the truth. -- Plato
  • daska
    daska Posts: 6,212 Forumite
    Part of the Furniture Combo Breaker
    If you're claiming Child Benefit for a child under 12 you'll already be getting weekly credits towards your pension. (Used to be Home Responsibilities Protection)
    Eat food. Not too much. Mostly plants - Michael Pollan
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    Low carb, low oxalate Primal + dairy
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  • sunnyone
    sunnyone Posts: 4,716 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Any carer can get carers credit which was introduced last year and it works the same as home resposibility protection so even if you cant get carers allowance anyone you can get your NI credits.
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