littlemisspoorly

Marisco

Why??? If you want your own account, just open one in your name! I've got a joint a/c with oh, and I also have my own. The easiest way to do it, would be for you to take your name off the joint a/c and get him to set up a DD for x amount to go into your a/c every pay day, that way you can pay all his stuff out of your a/c.

littlemissTEG

iluvmarmite wrote: »

Sorry I dont understand, or Im missing something, you said in your first post that the account wasnt a joint account.

Sorry, I think that I confused people with the way that I worded my first thread question.
How can I continue to carry out my boyfriends banking, and have my name taken off the joint account,
i.e continue exactly the same, but without, (no longer), being a joint account.

Mojisola

littlemissTEG wrote: »

I do organise and have access to my boyfriends bank account, it is a joint account, with my name on it, and I want to be able to do exactly the same things that I do now for him, but without it being a joint account.

It's hard to understand why you want to do what you're asking about.

Is it because you don't want to pay "his" bills from the joint account? If so, get a TPA to his account.

Marisco

Ahhh, much clearer:) Will it make a difference though?? When I was off with a fractured arm, my scroogy employers never paid "sick pay", so I had to claim SSP from the start. Although I had a joint account with my oh, I wasn't asked about it, I had the SSP paid into my own account. I was only off 6 weeks, so I don't know if length of time makes any difference though.

munchings-n-crunchings

Regardless of whether your name is on your boyfriends account or not, you will still be classed financially as a couple.

But, having TPA is different from bank to bank. Some, it will only allow you to act in branch, others will allow your to act over the phone / internet and in branch. So it may prove to be restricted.

Regards

Munchie

nannytone_2

why would they be classed as a couple?
they live seperately, and the OP pays all her own bills from her own account. she is only named on his joint account to allow her to sort 'his' finances for him!

she doesnt use the joint money for her own purposes.

Marisco

munchings-n-crunchings wrote: »

Regardless of whether your name is on your boyfriends account or not, you will still be classed financially as a couple.

But why will that make a difference to SSP? It didn't with me, I thought you got it because you were off sick from work, through your own contributions, and nothing to do with what your partner earns??

iluvmarmite

I really cant see the problem, why dont you just keep your name on the joint account as it will make it easier to sort out his finances, you dont have to use any of the money for your own purposes, it will save all the hassle of taking your name off it, as you both would have to sign the papers, and then you would have to get your BF to sort out access and what have you.

Marisco

TBH I'm not sure. Maybe the rules have changed, mine was about 3 years ago, and I know then SSP certainly wasn't dependent on household income. I think the rules for housing benefit are different and do go on household income. We claimed HB years ago, it wasn't much but it helped, and when I got a job, I told them and filled in the relevant paperwork. When we continued to receive it, I though it was because my income was low. Imagine the shock to get a bill off them for overpayment!!! I went mental, as they confirmed they'd received all the paperwork, and yes it was their error, but we still had to pay it back!!!! So I told them they could have it at 10 quid a month!!

Mojisola

littlemissTEG wrote: »

I told the Council and the CAB that my name was on my boyfriends bank account and explained the practical reason for this.

I'm still not sure whether this is a joint account? The arrangement I've just made with my parents' account was that the money in it was theirs and theirs alone but I could sign cheques on their behalf. If I had opened a joint account with them, the money in it would have belonged to all of us.

Now, 6 months later, they have reached the decision that he is classed as being my partner and want a recovery of just over a £1,000.
He isn't my partner, he is just my boyfriend and I see him for one whole day a week, due to him working abroad./QUOTE]

What is his address in this country? Is it the same as yours? Does he contribute in any way to your home? If not, you should appeal the decision.

Only seeing someone once a week doesn't mean you're not a couple. My OH has had spells of working away during the week - just because he wasn't physically at home every night didn't stop us being a couple.