cheeky so and so

Hammyman · 28 April 2011 at 10:49PM

You only pay the excess if you're getting the damage repaired under your own comprehensive cover before its settled. You then claim against the third parties insurance for the excess.

Flyboy152 · 29 April 2011 at 1:55AM

Mimi_Arc_en_ciel wrote: »

It's not worth my £50 excess fee on insurance. Only wanted an apology lol

We did ring local bobby office on day and got an incident number - they said to "let them know" if he supplies his details. I dont have the reg but hve the incident number - might just ring police back and say he's refusing to give me details

You didn't make a note of the registration number at the time? :huh: :eek:

Flyboy152 · 29 April 2011 at 1:58AM

Hammyman wrote: »

You only pay the excess if you're getting the damage repaired under your own comprehensive cover before its settled. You then claim against the third parties insurance for the excess.

All of that depends on a successful claim against the other party.

Flyboy152 · 29 April 2011 at 2:04AM

rosie383 wrote: »

Forgive me if this is wrong, but if someone scrapes a bit of paint off someone's mirror in a car park, by opening the door, can they really be done for failing to report an RTC? Is that not a bit excessive?

No, it isn't excessive at all. If someone scratches your car, it can cost a pretty penny to put right. If a driver scarpers without exchanging details, that is an offence, punishable by up to six months in prison (obvioulsy for the worse cases

).

We had both sides of our lovely, spotless wee car scraped and dented by drivers who drove off in 2 different car parks. Both within a few weeks. Sickening. Couldn't get anywhere when we reported it to security as there were no witnesses.

If no one saw it happen and no details were recorded, then sorry, c'est la vie. If on the other hand, someone did see it and details were recorded, then they could have been charged with the above.

Was there no CCTV footage of the incidents?