Making mayhem in May with the NSD challenge

pinkfluffybabe

NSD No10 for me today, having a wee day in.

donna_dynamo

solventsoon wrote: »

And more good news:T:T:T, what a lovely surprise donna.

Who's going to be more excited, you or DDs?:D

Hope you have a brilliant time:j:j:j:j

AT THE MOMENT I AM EXCITED AS THERE BIRTHDAYS ARE COMING UP SO HOPEFULLY I CAN COUNT AS BIRTHDAY PRESENTS A BIT EXTRAVAGENT BUT THEN I WON'T HAVE TO SPEND ALOT ON PRESENTS. ALSO EXCITED ABOUT STAYING IN A POSH HOTEL SO GRABBING THOSE POSH BATHROOM FREEBIES:rotfl::rotfl:

postingalwaysposting

Afternoon all So Friday 13th was a spends day as it was payday, but yesterday was a NSD, number 10 :T Today I am off sick from work and so will be another NSD, so thats number 11 :beer:

Tomorrow will sadly be a spends day but Tuesday I will be back. Have a great Sunday all :j

PiggyBankShaker

Another 2 NSD days in the bag for me taking total to 12 so far. Friday I needed a couple of bits but managed to keep it to under £7 so I was quite pleased none the less. I'm getting better and better at resisting spending in big retailers, I just walk around the shops telling myself that their overheads must be huge and that they put that on their goods and I could get it way cheaper on the internet. So far it is doing the trick.

kathy40uk

:hello:

Hi all NSDers xx

Originally Posted by katholicos
I think i'm up to 9 NSD's . The best news i have though is that I am now debt free, just about! Living on the breadline like many, and will never have savings as just keeping head above water financially is taking everything I have incoming...but it's such a weight off my shoulders to be free of debt after all these years!

:j:T:j:T:j:TWELL DONE:j:T:j:T:j:T


That has really cheered me up. I have been Mrs intolerant grumpy face all morning (I'm tired) and I know I must get some (loo roll<<<said in a whisper :silenced:) in the way home so won't even have an NSD to brighten me up so you have actually made my day Kath

See you later xx

:hello:

boultdj

Got another 2 nsd's taking me up to 7

fedupandskint

Its a NSD weekend at last! NSD 7 today as haven't been anywhere near the shops

Tomorrow is a spend day as getting some things for the holiday that are on offer tomorrow then hoping tue/wed/thurs/fri are NSD too - aiming for it lets see how I get on

LittleMissHappy_2

donna_dynamo wrote: »

NSD # 10. Didn't log on yesterday so forgot to post. Was feeling a bit low on Friday so i brought me some chocolate, but when i cam home from work i had an email saying i had won a trip to London with £200 to spend in the disney shop for 2 adults and 2 children which has completly made the week for me. I am so excited now i am taking my sister and of course my DD's who will probably take about 10 seconds to spend £200:rotfl:. Today we are going to do DD1's chocolate coin maker which we have had since christmas and never got round to doing and i have ironing to do and parcels to wrap fr ebay and an endless list of chores to do.

Thats really great news Well done, I hope you, your sister and DD's have a great time x

Wooooooo NSD 9 in the bag, so I am half way there with a tiny bit over half the month left! It's my birthday at the end of the month (and my twins sisters...!) and my friends birthday on the 19th so I have to really think about when I am spending my pennies now....Tomorrow will be as I have to give some money to some other friends for a joint present (although I will buy her a seperate pressie too as she is one of my best friends ) so I have to have a think today about anything else I need for the rest of the week as I've got lots on :cool:

Nargleblast

Just flying by to announce that today is (tarantaraaaa!)

NSD number 7

out of a target of 12, so I am on the way.

Currently full of roast beef dinner and rhubarb crumble so had to sit down and have a rest, and where better than at the jolly old poota?

Happy Sunday, everyone.

When and where shall we have our next NSD rave-up? We have katholicos's debtfreeness to celebrate for one thing, plus a number of birthdays - and another bank holiday at the end of the month!
I also passed the practical part of my course so that is all done and dusted, plus I have the opportunity to do a secondment to another area for a few months (as maternity cover) so am looking forward to pastures new later this year. Yup, loads to celebrate really so get your thinking caps on, how about a celebration to end all celebrations? Something that will be talked about for a long time?

IF

Afternoon all :hello:

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!