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Making mayhem in May with the NSD challenge
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NSd no 7 for me please
And I lost 2lb!
** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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Hi Spoon
NSD 7 today please
Studying so no spending
Thanks
Trin"Not everything that COUNTS can be counted; and not everything that can be counted COUNTS"
GC - May £39.47/£55. June £47.20/£50. July £38.44/£50
NSD - May 16/17. June 16/17. July 14/17
No new toiletries til stash used up challenge - start date 01/2010 - still going!
£2 Savers Club member No 93 - getting ready for Christmas 2011:)0 -
Hello
Another NSD for me today...making my total 7 :j Only 11 more to go, then :cool:Be the change you want to see in the world - Gandhi
OU - DD100 (P), DSE141 (D :j), DSE212 (P
), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
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Ohhh sorry about not updating daily, just so busy with work
So NSD's on the 10th and 11th :j Today I went to Tesco to get some milk and I used my clubcard vouchers so a NSD today too
That brings me to a total of 9 :j
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NSD 5 for me yesterday!
Car insurance seems to be cheaper if I go comprehensive (cos of phasing out 3rd party) and also reduces if I add my Dad on, gonna try adding Mum as well next time I look
Definitely a spendy for me today, car back in for 2nd time lucky MOT tomorrow, don't have a helmet and need to ride bike to work (eek!) so reserved at Argos to pick up later.
JCG x0 -
Rock_Cakes wrote: »Evening all
Jinty hope your mouth is feeling better. Not long till your holidays! :j Good luck with Moonwalk Miss-t. Can I join in with your cheer-leading *enter suitable smilie here please!*....I have 11 weeks before I go to Oz....
Talking of hols, where are you off to Jinty? Hope it's not Spain _pale_ Ouch to the toothache *scribbles yet another note to call dentist for l-o-n-g overdue appt :whistle:* & try not to let it spoil your holibubbles
Poota-probs are still keeping me to limited online hours, but I've been keeping note of my nsds [8 to yesterday] & wondering how you've all been doing. I do miss you guys& it doesn't help that some of my subscribed threads don't always come up on my e-mail inbox :mad: Maybe you consider it more of a threat
but I shall always come looking for you so if you'd be so kind to leave a forwarding address....
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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thrifty_fifty wrote: »Morning peeps
Another NSD today as working from home and no transport to get me to any naughty shops. So number 8 declared if you please. Should be clocking up numbers 9,10 and 11 within the next few days. I'm getting so addicted to this now I hate having to spend because it ruins my clear run of NSDs. I've also decided that because I'm now officially at risk of redundancy and all OH and I want is to live the good life, that I'm going to try and take some hints and tips from the 'make do and mend' way of living. The first part was going through my wardrobe and realising that if I take care of all the shoes I have and have them reheeled/soled as required I should be able to get away with not buying another pair of shoes for the next 9 years- and do you know what? I'm damn well going to do it too!! Now looking for ways of reusing large yoghurt pots and cream cheese tubs. Hmmmm
Could you cut them up and use them to re-sole your shoes? :rotfl::rotfl:
Seriously, you could use them for starting off seeds, or potting on if youre thinking about being thrifty.Tough one - unless you put the money away on a Spend Day, in which case you could count that as a spend....
I don't count moving money between accounts as a spend, as I still own it. I don't even count taking money out of the bank as a spend as long as it stays in my purse, as I'm still no worse off than I was before I withdrew it. But as soon as I part with some (either cash or card), then it's a spend.
Best I'd be able to bring myself to do would be to count the first day I part with cash/use card as a spend day, and then 'allocate' the rest of my holiday budget for that purpose - and as long as I didn't spend more than I'd allocated, the rest of the time away could remain as NSDs.
Bit like I allocated funds on Tuesday (spend day) for getting liquid gold yesterday (when I'd be near a filling station), and I've seen done by others on here for haircuts, doggy haircuts etc
Yes, I do the "allocated funds" thing too, I just was interested in what your thoughts were! Our spending money is a tax rebate that OH got so it hasnt come out of savings.
I havent really decided how I'm going to handle NSD's while I'm away...........I reckon I should just go and enjoy myself, heheh!
I've been running about mad all day but got all the little chores done.
Finished off with a leg wax and a lovely pedicure at our local college. They have a proper salon staffed by newly qualified students. Its brand new and very luxe, as good as any salon I've been in. Any hoo, my treatments today were £19 in total which I thought was very MSE:money: Have booked in for a hot stones massage when I get back - cost £25, which is very good indeed! ( my little treat!)
you will always be rich enough to be generous.0 -
Hey, could you update my NSD to 7 please! im not sure if ive missed counted but i think i forgot last weds, got it all written down and found an extra one, which is brillaint, got another 1 today, and hopefully a couple more over the weekend as im revising so not spending anything!
good luck all0 -
Hey everyone, not been managing to keep up with all the posts (1st week back at work) so hope everyone's well & not spending!
No 6 for me today please!:DGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Been a bit quiet but pleased to report that today is my NSD number 10
Half way to my target
- Mortgage over-payments to date: = £16,746
- Original redemption date: August 2043
- Current redemption date: July 2041
- Debt: £15,930
- Savings: £12,430
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