Making mayhem in May with the NSD challenge

solventsoon

slowlyfading wrote: »

Lots of NSDs rolling in today – well done everyone

Good morning lovely gang
Just popping in to say well done for all the NSDs yesterday, I'll update the front sheet at lunchtime so don't think I've forgotten you all:D:D

Welcome to CommitedToChange – putting you down for 15 and well done on number 2
Welcome also to karom – putting you down for 12 and well done on number 2

Welcome back CommitedToChange and karom, good to see you both again:T and well done for your NSDs, again I will add you at lunchtime.

slowlyfading wrote: »

Had some bad news today so going to bed now. Number 3 for me today.

Sorry to hear that, sf, hope you're OK. (hugs).
Thanks for the update x


And hi to jinty, sorry about the hairdressers, what a pain - love the picture though:D

Keiss - the burgers sounded scrummy.. yum!!

And hello:wave:to everyone else.

Have a good day everyone and (((hugs))) to anyone still feeling poorly or just generally under the weather.

I didn't realise it was Star Wars Day yesterday, we could have had an outing!!:D:D

spoon x

jnaden

Hello Gang :j

Yesterday saw my #3 NSD, and 3 in a row!! whoop :beer:

Today is a spend day but i am positive i can reach target for May! :T

wit40iwtwan

I so did it yesterday! second day back in the office and managed not to spend a single penny!

NSD 2 for me!

Hope you all have a lovely day today! - I have a feeling it may be a spend day for me...but here is hoping it isnt!

chris81418

Hello everyone! :wave:

slowlyfading wrote: »

chris81418 – well done on number 2 :j :j :j

Thanks SF - yesterday was another, so I'm now up to 3 NSDs! Woo hoo!

slowlyfading wrote: »

Had some bad news today so going to bed now.

(((Hugs))) for you!

Have a good day everyone!

jintyb

Well, it aint a NSD as I did my food shopping this morning BUT under budget, so I'm happy.
I bumped into M&D in A$da so Dad treated me to a cuppa and an empire biscuit;)
I've been to vote - it's Scottish election day today. I also bought myself a face cream and serum from A£di ( the ones that get all the good reviews) so although my hair looks carp -my complexion will be dazzling LOL!:o

IF

Afternoon all :hello:

Get well soon SF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

Tixy

Another 2 NSDs for me to report taking me to 3 so far in May, today might be another but I'll declare later if I suceed.

Trinny

Hi Spoon

NSD 2 today

Thanks

Trin

suzie_wong

A spendy for me today. Had to pay for DS's basketball club and Multi Sport club (£30 each :eek:) and have to buy DD's friend a birthday present later.
Tomorrow will also be a spendy, as friday is market day. I need to catch another NSD soon!!:p

pinkfluffybabe

NSD No3 & 4 for yesterday and today