social fund loans

dmg24

If you know that you owe the money, do all you can to pay it now. Many people would say to leave it, they'll deduct it from your benefits if you claim in the future, but they forget that you would only be claiming because your income has been drastically cut. If your only income is £65 per week, any deduction is going to be very significant.

Orville

dmg24 wrote: »

If you know that you owe the money, do all you can to pay it now. Many people would say to leave it, they'll deduct it from your benefits if you claim in the future, but they forget that you would only be claiming because your income has been drastically cut. If your only income is £65 per week, any deduction is going to be very significant.

If she knows yes, but as she stated she does not remember having these at all.

So why should she pay up if that is the case?.

liannee22

so what should i do? just wait for the response to the letter i sent??

dmg24

Orville wrote: »

If she knows yes, but as she stated she does not remember having these at all.

So why should she pay up if that is the case?.

I did clearly state 'If you know that you owe the money', did I not? Is that beyond your comprehension?

Orville

dmg24 wrote: »

I did clearly state 'If you know that you owe the money', did I not? Is that beyond your comprehension?

Well if she has stated she does not remember having these loans, how the ell would she know..? Your post like most makes no sense.

But then where your concerned......................

Jog on.........

dawyldthing

http://www.ccscollect.co.uk/how_to_pay.htm - on here it says you can pay by direct debit so you should be able to pay in installments

liannee22

dawyldthing wrote: »

http://www.ccscollect.co.uk/how_to_pay.htm - on here it says you can pay by direct debit so you should be able to pay in installments

when i spoke to them they said its not possible to pay my loan by any other means other than full payment as its that old!

Orville

liannee22 wrote: »

when i spoke to them they said its not possible to pay my loan by any other means other than full payment as its that old!

They will tell you that as they want the money in full. I still do not understand why you are contemplating paying up if you are sure you have never had these loans?.

liannee22

Orville wrote: »

They will tell you that as they want the money in full. I still do not understand why you are contemplating paying up if you are sure you have never had these loans?.

Because it looks like i have no option? i dont want a ccj registered against me for the sake of £368.

HappyMJ

liannee22 wrote: »

when i spoke to them they said its not possible to pay my loan by any other means other than full payment as its that old!

Why don't you let them take you to court then they will need to prove you took them out to the judge. If you genuinely do not remember then they will not have proof so ignore them until that day.

liannee22 wrote: »

Because it looks like i have no option? i dont want a ccj registered against me for the sake of £368.

A judge will not issue a CCJ without proof of a debt. A lot of the wording of DCA letters is to scare you into paying. Once you have been taken to court and in the very unlikely event that a CCJ is granted you can still pay it off (quickly) and not have a CCJ recorded against your name.