PPI reclaim after Divorce

HDS

Hello taff, thank you for your reply, I really had no idea whatsoever how the process works, I sent in all the documentary paperwork to the FOS in June, when the Final Decision was reached by the FOS and notified merit was then at that point I noticed the. earlier period was not addressed by them..since that time I have been on to them.but at no stage of this complaint has anyone mention how the system of complaints work where one has 2 mortgage lenders as a result of a remortgage/divorce...its because of no information on what I should do coming forward from anyone is the reason I feel let down. had I known that the 2 lenders are separate there was plenty of time to file my complaint.
Where do you think I stand if I contacted the 1st Lender ? the FOS has addressed the 2nd only
thank you
hds

[Deleted User]

HDS wrote: »

Where do you think I stand if I contacted the 1st Lender ?

As already said (repeatedly), the first lender will simply respond that you've left it far too late to complain.

The Ombudsman is not culpable for your not having complained earlier and neither will the Ombudsman be able to accept a referral for any complaint to the earlier lender.

Please do not continue to repeat your question over and over. You won't get a different opinion by doing so.

HDS

Understood , thank you for your input

hds.

McKneff

The original post is about 9 years old.....

HDS

Does anyone have an idea how one claims back the 20% tax stopped by Lenders on PPI payouts. I have seen a report by Martin Lewis advising people who have received PPI refunds to reclaim the tax.

How does one go about reclaiming ?
thank you

[Deleted User]

HDS wrote: »

How does one go about reclaiming ?

Details here;
https://blog.moneysavingexpert.com/2019/04/martin-lewis--had-a-ppi-payout---if-so-you-can-reclaim-the-tax-o/?_ga=2.239268803.1759412916.1572170906-957058072.1572170903

Or direct from HMRC.