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Buying car for first time. Question about the buying process

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i-CONICA
i-CONICA Posts: 30 Forumite
Hi,

I'm buying a car for the first time, from a private seller.

What will/should happen when I hand over the money? I presume there's more to it than him giving me the keys...

Can someone explain the process of anything I/he needs to do from shaking on the deal onwards.

Thanks. :)
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Comments

  • i-CONICA
    i-CONICA Posts: 30 Forumite
    Hello? Anyone? :(
  • daveyjp
    daveyjp Posts: 13,537 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    All keys, the V5C you need - read the instrcutions carefully and fill in the correct parts, MOT, handbooks, radio code, any service receipts and a Bill of Sale is a good idea. Car type, reg, colour mileage, address of buyer and address of seller etc.

    Do all the paperwork stuff before handing over the money.
  • i-CONICA
    i-CONICA Posts: 30 Forumite
    Hi, Dave.

    Thanks for the reply. I'll check out what a V5C is on Google.

    What is the minimum I need to do for it all to be above board? I don't know what documents the car will have, it's on it's 4th owner, I did service history checks online, so I don't know what paperwork I can expect the guy to have...
  • anotherbaldrick
    anotherbaldrick Posts: 2,335 Forumite
    edited 21 April 2011 at 1:29PM
    When Daveyjp says ALL keys check to find out how many sets of keys you should be getting , sometimes 2, sometimes 3,sometimes 3 plus a service key or an emergency key. Ask at a main dealers.
    On the V5 form sign your bit and hand to seller , get him to sign the main bit and you hang on to it and do the notification to DVLA when you get home .
    Check the VIN No. is same on car behind windscreen as V5 form .
    Before you deal run web check on any finance outstanding and if car has insurance history.
    Make sure car log/handbook is with car and that services you would expect have been been entered and stamped in book.
    If it has locking alloy wheels ensure key is in the tool kit.
    You scullion! You rampallian! You fustilarian! I’ll tickle your catastrophe (Henry IV part 2)
  • bikebarbie
    bikebarbie Posts: 598 Forumite
    you might find this link useful

    http://www.autotrader.co.uk/advice/2010/09/buying/buying-a-used-car

    http://www.autotrader.co.uk/advice/2010/07/buying/doing-the-paperwork-car-buyers

    V5C Registration Certificate (logbook)

    The V5C Registration Certificate is more commonly known as the logbook and is issued to anyone who has registered or taxed their car
    • The logbook lists many details about the vehicle, which you should check match the car itself
    • Carefully check the registration number and Vehicle Identification Number (VIN) matches the car in question
    • You’ll need to ensure the appropriate parts of the logbook are completed and sent to the DVLA. You should retain the new keeper’s part of the document as this is your proof of ownership until the new, updated document is posted to you
    Service history

    New cars are supplied with a service booklet which is to be stamped and dated when the car is serviced and should be supplied when the car is sold
    • Some service books get lost over time, but can be ordered from your local main dealer – they should also be able to tell you when the car was serviced by any main dealer in the country
    • Dealer stamps can be forged, so receipts are more useful – they also indicate what work has been done and when
    • Arrange the history in chronological order and check the mileage listed on each document increases and is in line with the mileage displayed in the car – if not, the car could be clocked
    • Make sure major work like cambelt changes were carried out at the correct time – a main dealer can advise you on when the work should have been completed
    • If the car is supplied without any service history, it can be hard to know its past – it may not have been regularly maintained or it could be clocked
    • Cars supplied without a full history, or one that’s only partially complete are worth less than cars with a full history
    • Some sellers will charge a premium if the car has undergone all of its servicing at a main dealer, rather than at independent garages
    MOT

    Every car over three years of age has to pass an annual MOT test to ensure its roadworthiness.
    • Closely examine MOT certificates to ensure they are originals
    • Before April 2005, MOT certificates were hand-written; post April 2005, they are computer print-outs in order to reduce fraud
    Computerised MOTs can be checked online, making it possible to see the date of the last test, when it expires and the last recorded mileage
    • MOT tests are only a guarantee of a car’s roadworthiness at the point it was tested, so a current MOT is no substitute for your own thorough checks
    • As with service history, a collection of past MOTs should show the vehicle’s mileage increasing as you would expect
    Receipt

    When you buy a car it’s important to create a receipt – if the seller hasn’t already – which should include:
    • Car make and model
    • Car registration and VIN
    • Car mileage at time of sale
    • A written statement that the seller has accepted the agreed cash sum for the vehicle, and acknowledge receipt of the money
    • Signed and dated by the purchaser and seller
    • Copies to be kept by both parties
  • Marvel1
    Marvel1 Posts: 7,436 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you are going to buy the car then fill in section 6 of the V5C (registration certifcate) with your details and on section 10.

    The seller gives you Section 10 (New keeper supplement) and he retains the whole document to send to the DVLA to notify the change and then yoiu receive a new V5C in your name.
  • i-CONICA
    i-CONICA Posts: 30 Forumite
    Hi, Everyone. Thanks.

    I did a history check, the car is green across the board. Mileage check is good, never stolen, never written off, no outstanding anything.

    I'm reading those links, and all about the V5C. So I should be better prepared when I go to get it...

    Thanks again, everyone.
  • bikebarbie
    bikebarbie Posts: 598 Forumite
    also I found this very useful if the car has had a few MOTs

    http://motinfo.direct.gov.uk/internet/jsp/ECHID-Internet-History-Request.jsp

    just put the reg and last MOT reg certificate number and it will tell you the histiry of MOT's including registered Mileage (Very useful) and if it failed any
  • i-CONICA
    i-CONICA Posts: 30 Forumite
    Hi, Everyone.

    I bought the car, very pleased with it. A couple little things were broken, like the boot lock wouldn't operate, had to pop the boot from the button on the dash, but I dismantled that and fixed it, so along with a few other little things I've been fixing, it's now a great little car for the money I paid. :D

    Now, when I bought the car, the seller took my details, I presumed this was to fill out their section of the V5C to send off, as, as I understand it, it's the seller's obligation to inform the DVLA, not the buyers. But I called the seller yesterday, and they didn't fill that out, or send it anywhere.
    So from what I understand, I now need to buy for £25, a new log book, and register the car in my name, myself. Is that correct? I'm a bit unsettled that the seller has done nothing other than give me the part of the V5C they had, and a paper receipt...
  • System
    System Posts: 178,347 Community Admin
    10,000 Posts Photogenic Name Dropper
    i-CONICA wrote: »
    Hi, Everyone.

    I bought the car, very pleased with it. A couple little things were broken, like the boot lock wouldn't operate, had to pop the boot from the button on the dash, but I dismantled that and fixed it, so along with a few other little things I've been fixing, it's now a great little car for the money I paid. :D

    Now, when I bought the car, the seller took my details, I presumed this was to fill out their section of the V5C to send off, as, as I understand it, it's the seller's obligation to inform the DVLA, not the buyers. But I called the seller yesterday, and they didn't fill that out, or send it anywhere.
    So from what I understand, I now need to buy for £25, a new log book, and register the car in my name, myself. Is that correct? I'm a bit unsettled that the seller has done nothing other than give me the part of the V5C they had, and a paper receipt...

    The seller should have given you the green slip - section 10 of the V5C document.
    The seller should have completed section 6 and signed section 8 and you should also have signed section 8. Then the seller should have posted the main parts of the V5C to DVLA

    If you have the green section 10 part of the document, read the back which informs you what to do if you do not receive a new V5C in your name within 6 weeks time.

    If not as above, then what parts of the V5C have you got ?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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