MSE News: Compulsory car insurance moves a step closer

JimmyTheWig

RRatchet wrote: »

In future when test driving a SORNED car, that I'm hoping to buy, I suppose I'll be breaking the law: Unless somewhere in the small print this situation has been addressed.

I believe this is already against the law. If you're test driving it on a public road then it's not covered by a SORN and so is illegal as untaxed.

I've also occasionally had to borrow a friends car that was not insured but is covered third party by my fully comp insurance. My brother is a mechanic and has on more than a few occassions driven uninsured customers cars (they are having it fixed before insuring it) using his insurance; he does not have trade plates.

Yes, these are scenarios that will change with the new law.
I presume (given the change) that these cases are fewer and further between than people abusing the current law and getting away with driving without insurance. But I don't know.

JimmyTheWig

Is there a limit on the amount of excess you are allowed to have to be within the law?
E.g. could you insure a car for third party only with an excess of £1m?
Presumably such a policy would be pretty cheap?!

ILW

JimmyTheWig wrote: »

Is there a limit on the amount of excess you are allowed to have to be within the law?
E.g. could you insure a car for third party only with an excess of £1m?
Presumably such a policy would be pretty cheap?!

There is no excess on third party claims.

ILW

Arg wrote: »

Private transport is a necessity in modern times.

Millions manage without, due to various reasons.