How much can my husband and i earn?

liney

silvercar wrote: »

What message does it send to your son, that you are trying to keep your earnings below a threshold to avoid being expected to contribute to his education?

Might be good practice for when he is encouraged to duck his Student Loan repayments? :rotfl:

pipscot

Madmonk wrote: »

Help ! My husband earns £16500 per year before tax, I've been unemployed but I have now been offered a p/t job which offers me £1050 gross per year but I'm concerned that this will effect how much my son will be entitled to in Uni grants. How much can my husband and I earn jointly before it effects my son's Uni grants and bursaries ( Yes I am being mercenary but needs must!).

MM:o

I think the benefits to yourself by taking up a job after unemployment far outweigh any issues as to regards your son's uni grants entitlements.

If he is going to uni soon then presumably he is 17/18, therefore he's almost an adult himself and if he gets a little bit less in grants (which he is unlikely to at the figures you quote) then he'll just have to get a part-time job like most uni students do anyway.

You on the other hand have your own future to think about. Don't get distracted by "what if..." calculations, do what is right for yourself!

antrobus

Madmonk wrote: »

Help ! My husband earns £16500 per year before tax, I've been unemployed but I have now been offered a p/t job which offers me £1050 gross per year but I'm concerned that this will effect how much my son will be entitled to in Uni grants. How much can my husband and I earn jointly before it effects my son's Uni grants and bursaries ( Yes I am being mercenary but needs must!).

MM:o

As far as 'Uni grants' go, the income limits for the Maintenance Grant are given at http://www.direct.gov.uk/en/EducationAndLearning/UniversityAndHigherEducation/StudentFinance/Applyingforthefirsttime/DG_174046

It looks like you get the full grant of £2,906 so long as your household income is below £25k. So in your circumstances, taking that part time job will not effect the amount your son would receive.

As mentioned, bursaries are a different matter, and will depend on what t&cs are attached to that particular bursary.

mummytofour

This used to be such a nice place...
Shame that so many members just want to stamp on individuals who ask questions. As the OP said we dont know her situation or the implications of her working. She may well be trying to work out if it would be better to get a job with more hrs and money and in the mean time what are the financial implications. But honestly that is her business.

If you don't like the system do something about it, otherwise put up with it.

Fell free to character assassinate me too :-)

Or rip my spelling to shreds.

melancholly

mummytofour wrote: »

This used to be such a nice place...
Shame that so many members just want to stamp on individuals who ask questions. As the OP said we dont know her situation or the implications of her working. She may well be trying to work out if it would be better to get a job with more hrs and money and in the mean time what are the financial implications. But honestly that is her business.

If you don't like the system do something about it, otherwise put up with it.

Fell free to character assassinate me too :-)

Or rip my spelling to shreds.

i guess the point is that the change in income will make no difference. so the system isn't really an issue. however, since the OP didn't give the details of what year her son started/will start uni, people will ask for more info.

i'd suggest that if you don't want to hear differing opinions, then don't post on an open forum. or indeed, don't come back and refer to comments as sanctimonious, opinionated drivel and expect the thread to take anything other than a negative turn.

Blacksheep1979

mummytofour wrote: »

If you don't like the system do something about it, otherwise put up with it.

That's maybe what people are doing by trying to persuade someone not to try game the system? You know, social responsibility and all that? Wouldn't it be nice if we could just trust everyone and people only took what they really needed?