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Bank Account upgrade after discharge

13

Comments

  • now
    now Posts: 851 Forumite
    He might be getting it confused with your discharge papers from the OR stating you are no longer BR
    If you woke up this morning congratulations, you have another chance :j
  • Angiepange
    Angiepange Posts: 3,521 Forumite
    Part of the Furniture Combo Breaker
    now wrote: »
    He might be getting it confused with your discharge papers from the OR stating you are no longer BR

    Possibly

    But his exact words were

    " I have a mate who is bankrupt, it must have been a very stressful time for you. What you need to watch out for when cleaning up your file is Notice of Correction and you can also get hold of a Notice of Clearance from Experian. Not many people know about it and they might moan a bit if you ask them, but this wipes everything clean" "nod nod wink wink" :D

    I will try and get to speak to him again when in branch to clarify.

    Thanks for all the replies :)
  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nothing googling on that either.

    Methinks he needs a lesson in providing appropriate advice or he could confuse someone else who isn't aware of this forum.
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
  • dojoman
    dojoman Posts: 12,027 Forumite
    Hi Angie :), me thinks he is actually referring to a "Notice of Correction" that Experian allow. Here is the link to it:)


    http://www.experian.co.uk/consumer/faq/AR5.html
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yippee! Dojo wins the holiday for identifying the missing link! :j
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
  • good un Dojo :) I thought I hadnt heard about that before......a notice of correction is allowed on all 3 credit reference agencies though!!
    BSC member 328
    :TB/R Nov 08 - Nov 09:T
    Life is a lemon and I want my money back! (Meatloaf :D)
  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Don't know how the bank man thinks a Notice of Correction would change anything though as it's just a note on the record isn't it, doesn't wipe BR or anything else?
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
  • dojoman
    dojoman Posts: 12,027 Forumite
    It sounds like he hasn`t got a clue what he is talking about.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • dojoman
    dojoman Posts: 12,027 Forumite
    good un Dojo :) I thought I hadnt heard about that before......a notice of correction is allowed on all 3 credit reference agencies though!!

    True, it actually mentions this fact on the page the link is to, and recommends that you contact both Equifax and Call Credit as well.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Hmm I notice as well the "experian" rep who posts here regularly is suspiciously quiet...
    We all die. The goal isn't to live forever, the goal is to create something that will
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