Creditors Calling ....

NeverAgain_2

I'm not in favour of winding the callers up.

They are probably just as miserable as you, and are only trying to recover their employer's money.

On the other hand, I wouldn't engage in conversation.

Do you have a small tape recorder?

A lot of mobile phones do voice recording.

You could record a short message: "I am bankrupt, my number is xxx, contact the OR", perhaps repeated once.

Play that and put the phone down.

fermi

Chuckie1998 wrote: »

After about 6 weeks the calls immediately stopped, and I haven't had a single creditor ring me since. The silence is spooky!

It probably takes a while for the OR to contact all the creditors.:)

Banks you have live bank accounts with will be contacted within a few days.

Can take the OR up to 8 weeks to contact the rest, which is why I suggested writing your own letter might be an idea.

now

Call your phone provider and ask them to change your number and then go x directory that is what we did, tell them you are receiving malicious calls from a ex partner with a withheld number. Give your new number to the OR happy days

kes0904

Can someone explain the difference between the OR and an IP- I'm sure I'll get used to it all soon!
Is it often the same person then?
Sounds like the advice on calls is either don't pick up the phone or do it, say it as it is, and then hang up!

JCS1

kes0904 wrote: »

Can someone explain the difference between the OR and an IP- I'm sure I'll get used to it all soon!
Is it often the same person then?
Sounds like the advice on calls is either don't pick up the phone or do it, say it as it is, and then hang up!

When a BR order is made, the OR is Receiver and Manager. If no meeting of creditors is called, they send notice out to creditors and the OR then becomes Trustee.

If there are assets of approx £10k or more, or something unsual, a meeting or creditors may be called with the aim of appointing an IP as Trustee

Ineedaname

With an IP being an Insolvency Practitioner - someone specialising in situations as described by JCS1.

kes0904

Ineedaname wrote: »

Kes - all they need is your BR Order number. They can check the Insolvency Service website for all other details they may want. At the end of the day it should be enough that you've gone BR, but it often seems not to be as I'm sure they have training to tell them to keep hassling cos some will pay up!

So just give them your BR Order number and tell them to check the IS website to confirm you are BR, then hang up.

Can I just check- is that the number on the top right of my BR order, after the name of the court. It says insolvency number .... of 2011- is that the same thing?

Ineedaname

That's the one, usually very short and sweet.

SurreyLass1

True to form - not a SINGLE call Monday or Tuesday. Well, today is Wednesday - will they start up again???? They usually seem to call Wednesday through to Sunday, so we'll see. My OR did say that he usually gets the reports out fairly quickly after the interview, which was 2 weeks ago tommorrow, so there is a chance that they have received the report, or they could just be doing the weird 'not calling on Monday or Tuesday' game!