Desperate - Owe £200,000 What Do I Do ???

dora2505 · 30 November 2006 at 5:30PM

Please Can Someone Help Me - We Are Professional Peolpe But After Renovating Our Old House Have Been Struggling To Cope With Paying Off Over £200,000 Mainly Credit Cards - ( £30,000 Secured Loands0 We Have Been Taken On By Debt Free Me - But We Are Vulnerable How Do We Know They Are The Poeple To Help Or Just Want To Take Our Money??? I Dont Know What To Do And Am On The Verge Of Committing Suicde !!!! I Have Small Children But Cant Cope Anymore I Am Desperate And Terrfied Can Anyone Help - Has Anyone Been Here ???

lynzpower · 30 November 2006 at 5:33PM

we can help, no one here is after your money dora

Debt free me sound a bit like a fee paying company. You can tell us more about this later.

Take a deep breath, pat yourself on the back for finding us and take a deep breath again

You might want to make yourself a nice :coffee: and get all the info together for a SOA ( which I bet youve done for DF me?) nad post it up, we can help.
look at your outgoings and discuss with you a plan of action. most of us have found ourselves in debt & drowning, we all know and understand how stressful it can be.
Big welcome
lynz
x

jenchin66 · 30 November 2006 at 5:37PM

:wave: Welcome Dora. Take some deep breaths and a cup of tea as Lynz said.

I'm new here too but it's a friendly place to be.

dora2505 · 30 November 2006 at 5:37PM

What Is An Soa By The Way Hune??

HairyHandofDartmoor · 30 November 2006 at 5:37PM

Please don't think about harming yourself. There is a solution. Don't deprive your children of you, they need their parents!

Don't waste your time with Debt Free Me (who are they anyway?) Go to Payplan or CCCS as they will help you for NOTHING.

Please go to your doctor as well, as you are feeling so desperate. Please don't panic. Lots of people on here have HUGE debts and everyone on here will help and advice you. There is light at the end of the tunnel!

dora2505 · 30 November 2006 at 5:38PM

God Am I Glad I Have Found This Site !!!thbnaks
Xxxxxx

suzysue_2 · 30 November 2006 at 5:38PM

dora, dito to what Lynz has said. Well done for posting :T

HairyHandofDartmoor · 30 November 2006 at 5:40PM

Dora an SOA is a statement of affairs. Go to Southern Scousers sticky at the top of the page for guidance.

Sinkingindebt_2 · 30 November 2006 at 5:40PM

Dora, I dont have as much debt as you, but I am sure others have, please please please dont harm yourself, I have tried to end it all and it doesnt help it makes things worse.

Take a deep breath and post a list of incomings outgoings debts apr's bills amounts, every little thing you can think of and we will help and support you.

Dont be a stranger, if you need someone give me a pm (private message)

xxxx

dora2505 · 30 November 2006 at 5:40PM

TOO LATE I HAVE ALREADY SIGNED THE AGREEMENT NOW !!! WE WERE SO VULENRABLE AND JUST DID NOT KNOW WHAT TO DO!!! OH NO HOW I WISH I HAD DONE PAY PLAN!!! HAS ANYONE ELSE GOT HUGE DEBTS LIKE THIS AND IF SO HAVE THEY GOT IT SORTED - IS THERE REALLY LIGHT AT THE END OF THE TUNNEL ????????? THBNAKS FOR ALL YOUR REPLIES
XXXXX:beer:

Sinkingindebt_2 · 30 November 2006 at 5:41PM

Can you cancel it? is there a cooling off period?? check the paperwork hun you should be able to cancel it.

Desperate - Owe £200,000 What Do I Do ???

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