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Friday 15th April - What small DFW things will you do today??!

determined_new_ms
determined_new_ms Posts: 7,867 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 15 April 2011 at 6:32AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :D

Morning peeps and hurrah for Friday! :j I'm so knackered this week I really need a couple of days R&R...

Today:
  • checked banking
  • did VSP (well actuallythat was last night) & updated sig
  • lunch from stores
  • work hard & get some important stuff done
  • sort out powerdown plug
  • ask oh where the soapnuts have gone :question:
  • dinner from plan - butternut squash risotto
  • check for surveys
  • order shower hose from ebay
ok that'll do me x
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
«13

Comments

  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Morning All,

    Yay!!! Friday! Where has the week gone???

    Thanks to Determined for starting us off today! Butternut squash risotto sounds fab – can you post the recipe?

    Today I have/will do:

    • Meals from stores
    • Snacks from stores
    • Read paper online
    • Will get a free paper to read on the train
    • Renew my rail pass for a week
    • Checked online banking
    • Will transfer pennies from bank account to ISA
    • Will have a LSD – off to the pub for a leaving do at lunchtime, but will only have a drink as I can’t justify £6 for lunch (want to be DF in about a year)
    • Will start work when I arrive at work as there is loads to do
    • Will re-start my food diary….put on 2lb’s, but I was suffering from a cold the week before last and couldn’t be bothered to cook and needed comfort food (chicken casserole, mash etc)
    • Take meds to sort out hormones!
    • Will cook myself dinner (chickpea and chorizo stew)
    • Chilled night in tonight celebrating the weekend-ness
    • Need to do a week’s meal plan tonight

    Think that is about it – I am sure there will be things I have forgotten.

    Have a fabby Friday
    Candy xxx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • bexs.ua
    bexs.ua Posts: 151 Forumite
    Morning everyone!! Friday is here again :j:j Means it'll be a late one at work for me as I've got to pay out tonight though :( Didn't get round to posting yesterday, had a really busy day, caught up with most of the jobs I didn't do on Tuesday but still didn't make it to the tip :eek: Think that may be one for tomorrow! I need to tighten the belt though at the moment, last week my dogs escaped from the garden and scratched someones car so I need to pay for the damage :mad::mad: On a good note, I relisted something on fleabay yesterday with a buy it now and it sold within 10 minutes!! Couldn't believe it :T:rotfl::j

    Anyway sorry for the waffle, onto todays list:
    Checked internet banking and re worked budget!
    heating is off
    will hang yesterdays washing on the line (overcast but no rain forecast.... :eek:)
    Have a NSD
    drive conservatively!
    All food from stores
    OH and DS taken packed lunches

    I think thats it for today, weather is looking good for the weekend so I feel it may be spent out in the garden again :T:j

    Hope you all have a great day :D
  • Good morning everyone, and thanks to DNMS for starting the thread today.

    I'll join the "Yay, it's Friday" gang too :D Busy weekend planned as usual, but at least it's stuff for me/business.

    So far I have:
    • checked banking
    • checked for surveys - only 35p to go :)
    • fed and watered chickens
    • made lunch to take to work
    I will also:
    • charge mobile at work for the weekend
    • free drinks at work
    • read at lunchtime to avoid the shops
    • look at April goals list and my 101 things list as I'm not keeping up with them :(
    • make appointment with bank to open a business account :eek:
    • meals from stores
    • have an NSD
    I seem to be floundering a bit at the moment and I'm not very inspired with my DFW bits. I'll be glad when today is over and the weekend starts.

    Have a good day folks, stitchy x
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    :j:j:jWhoop whoop it's Friday!!! :j:j:j
    The best thing is, I have next week off, my dad and step/half siblings are coming down from North Wales and we're going to have a wail of a time!!!! In the mean-time today I will work very hard, as we have the Managing Director of our brand in the UK coming in. :eek: Place is immaculate, we're in perfect uniform....except......aghh I forgot my badge again!!!!
    Here goes!

    - Check banking
    - Finish shopping list to be acted on tomorrow
    - Forwarded Pinecone survey to work email
    - Do other surveys
    - Snacks from home, but not many as need to go shopping!
    - Wage slip today, will check against my workings out
    - Finalise budget for April's paypacket
    - Wearing tights from Freebies board, I must say they are fantastic quality, I would have paid for these!
    - Try to sell a purge? Have taken my eye off the prize recently
    - Definately sparkle!

    Jx
    Nothing to report as yet...give me a minute...!
  • shezam
    shezam Posts: 565 Forumite
    Part of the Furniture Combo Breaker
    Good Morning all and happy Friday:

    Today:
    Check banking.
    Check Groupon
    Check freebies board
    Spoiling myself today and getting lunch delivered, something different
    Shopping tonight
    Smile

    Not much exciting for me today! xxxxxxx
  • Pernicious
    Pernicious Posts: 1,786 Forumite
    edited 15 April 2011 at 10:13PM
    Morning all,
    :dance::laugh::T:beer::j It's Friday!!! :j:beer::T:laugh::dance:
    & we may even get a half day if the boss gives us the ok! I hope so as there's nothing for us to do this afternoon anyway as they're migrating the servers over, & no system, means no work...
    Thanks for starting us off DNMS, hope you get the relaxing weekend you want.
    Josie - Hope today goes well!
    Today I have/will:-
    • [STRIKE]Make use of free water/coffee/milk etc at work [/STRIKE]
    • [STRIKE]Heating off [/STRIKE]
    • [STRIKE]Staying in at lunch to avoid the shops or hopefully going home early![/STRIKE]
    • [STRIKE]Check cashback[/STRIKE]
    • [STRIKE]Check online banking[/STRIKE]
    • [STRIKE]Check for surveys[/STRIKE]
    • [STRIKE]Enter comps[/STRIKE]
    • [STRIKE]Food from stores[/STRIKE]
    • [STRIKE]Dinner from plan, HM lasagne mmm[/STRIKE]
    • [STRIKE]Charge phone at work/via pc[/STRIKE]
    • [STRIKE]Log calories on free app[/STRIKE]
    • [STRIKE]Log expenditure on free app - aiming for a NSD though[/STRIKE]
    • [STRIKE]Washing on eco setting[/STRIKE]
    • [STRIKE]Hang up to dry[/STRIKE]
    • Check out the freebie/comps board
    Hope everyone has a great, MSE day x
    :idea:Debt at July 2012: £12,862.57 :eek:
    :dance:Current Debt: £0 :j
    100% paid off!
    :think: Savings Goal for November 2016: £5000 :cool:
    :D Current Savings: £1176.24 _party_
    23.52% Saved!
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    edited 15 April 2011 at 8:54AM
    hi every one

    todays todo list

    check banking wages £400 short
    do weekly menu
    pay bills
    check budget
    washing
    ironing
    shopping

    15 paydays to df land xxx

    have a great day :D
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello!
    I've already:
    -checked my Ebay, one sale £5 :)
    -checked online banking
    -checked emails
    -had a shower
    -washed hair
    I will:
    -go to my three customers
    -go to bank to pay in some money
    -go for job interview, my business is not doing too well now, I need a part-time job to encrease my income
    Then I'll see :)
    Bye!
  • Nottoobadyet
    Nottoobadyet Posts: 1,754 Forumite
    Debt-free and Proud!
    Hi all. Thanks for getting us started, DNMS

    Well today is pretty :D and pretty :(:(:( at the same time. I had lovely leaving drinks last night with work folk (no one let me pay for a drink!) and will be having lunch with my former boss today. And of course its Friday!

    The big :( though is that OH leaves tomorrow night to go see his family abroad so its our last night together before I leave. Im going to be such a mess tonight and tomorrow.

    Anywho, things to do today before likely crashing and burning tomorrow:
    • walk to work
    • lunch with former boss (I'll find someplace cheap)
    • buy food for meeting and keep receipt for expenses
    • cook dinner tonight with OH
    • MUST not forget to call contents insurance folk to cancel as I need to do it with OH
    • buy work computer to carry when I go
    • remember to bring things back from the office
    Mortgage free by 30:eek:: £28,000/£100,000
    :DDebt free as of 1 October, 2010:D
    Taking my frugal life on the road!
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    Morning all - I think! Been up since 4.30am with a poorly pooch who has eaten somethhing yukky and has decided to share it from both ends (inside the house and outside):o
    So I have been mopping and scrubbing intermittantly ever since - he seems fine in himself just runny bummed now.


    Anyway, the list....
    • Today is payday - checked the bank and there's £40 less than I thought there might be - its the first installment of the student loan repayment this month (for teacher training) and my calculations of how much I'd get were obviously wrong:(
    • Fiddle with tiny shopping list for the weekend
    • Walk pooey dog
    • Ooops - he's just been again - poor poopy pooch - had to dash off to clean up
    • Do a load of washing
    • Finish schoolwork for next week
    • Relook at budget for the month
    • Stick to diet
    • All food from stores using things up in the fridge
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