What types of insurance does an event planner need?

SeeaMike

I am interested in starting my own business from home as an event planner (no employees, just me). However, I am unsure about the insurance aspect of things.

I will possibly be organising events for a large company and they have told me that I am required to take out Public & Products Liability insurance and Personal Accident cover before I can start working on any of their events. Will the Personal Accident insurance cover my hospital bills if I injure myself? If not, what insurance does?

Could you please advise what type of insurance is required for a home-based event planner.

If there are any event planners out there could you please let me know what insurance you have??

Thanks!

societys_child

You must have 1st party litigation indemnity guarantee with 4th party cover against the event not going as planned and the event turning into illegal rave party or a litigious disaster. Not forgetting Personal Accident party cover. Hope it all goes well.This is only my opinion. I'm not an insurance adviser.