13th of April; What small DWF things will you do today ?:)

Amara

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

I've started today's thread.
I had:
-checked my online banking
-my Ebay
-my emails
I will:
-go to my two customers
-pay my cc
-hoover
-wash windows upstairs
-give more advert for my business
-list more ebay items; need to reinvest £5 I've earned for my 12 weeks Ebay challenge
-do my running workout
See you soon!

DebtfreeBY40_2

Thanks for starting the thread, have a good day.

Today I will

Check banking - done, all as expected, reviewed currently outstanding debt and have paid off just over 4,000 since I started focussing at New Year.
Check eBay - lots of watchers and one item going strong
Go to gym rather than Tesco!
Eat tea out of freezer rather than Tesco!

Struggling a bit at the moment with focus, think its because I'm a bit down but by the same token I think by focussing I shall become a bit more positive. :-(

Have a good day everyone xx

stitching_witch

Good morning all. Yet another busy day ahead for the witch so I'd better get a move on.

So far I have:

• run DW overnight on Economy 7
• checked banking
• checked for surveys
• put eyelets and bones into latest corset sample
• fed and watered the chickens
• boxed 3x half dozen eggs to sell

I will also:

• take car to MOT - using one of DS's £10 staff MOTs
• get paid for eggs
• free drinks at work
• charge mobile at work
• council coming to unblock drains (next door has a blockage but it's affecting us, and they're not council and can't afford to have it done!!)
• buy a roll or two for lunch - spread and filling from home
• dinner from stores
• take corset samples to club meeting tonight to try and drum up business

I need to get the car to DD/DS's workshop now so better get dressed. I'm sure the technicians think I'm crazy as it is without me turning up in my PJs

stitchy x

bexs.ua

Morning everyone! Thanks for starting us off Amara :T

Its looking like a particularly miserable day here today no sign of sun at all, so looks like washing will be airing inside.... I'm at work most of the day today so no chance to catch up on the jobs I didn't get round to doing yesterday. They'll wait til tomorrow when I'm off again! So a small list for me today:

Turned heating off
checked internet banking
one lot of washing just finished
will try and get at least one more load done before work
dry washing naturally
DS at holiday club today then at Grandads later, will take packed lunch
Need to deliver ebay item tonight, luckily only down the road from DS Grandad's house saves on diesel!

That's it for me today, hope you all have a great day :T

shezam

Good morning all,

Feeling a bit deflated today, had a spend day yesterday when I tried tried tried my very hardest not too! Its rubbish! Weather is horrible here today and i've got a pile of work on and I just want to go back home, lock the door and go back to bed! Sure I will pick up soon though.

Today:
Lunch from home
Charge phone at work
Free drinks at work
Get through the mountain of work on my desk :S
HAVE A NSD DAY (I failed this yesterday, I will not fail today!)
Check bank
Check Groupon for all Scottish Cities & Manchester
Zumba tonight
Must try and sell ebay items tonight (find it very hard to come up with a good description though, anyone got any tips?)
SMILE :D

Laters people xxx

Candy0107

Morning all,

Yay, Wednesday :T :T :j :j

Thanks for starting us off today Amara :T
Debt free by 40 – just take baby steps….if possible pay extra to your debts and save pennies for ‘fun money’…..My debt was £23k, but down to £7k – you WILL get there!

Today I have/will
• Will try for a LSD – just buying a jacket potato at lunchtime (filling bought from home)
• Look for MS jobs
• Checked my online banking
• Think positive today
• Will try not to eat any sugar coated, chocolate flavoured rubbish from the vending machine – failed yesterday! Bought in more fruit and yogurt today
• Breakfast and dinner from store-cupboard
• Used railpass to get to work
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Have a chilled night in (with an early night) as I am really tired! (still really tired – not too sure why! )
• Need to cancel the phone insurance (sold the handset)...didn't do this last night :eek:


Take care everyone
Candy xxx

josiebabie

Morning all!

Don't know if I'm going forwards or backwards in the "coughing" league!

Anyways, here is my list:-
- Checked banking, still v. good but I do have to entertain my family on it when they come down!
- Do some surveys
- Work hard
- Sell a purge? One opportunity to today
- Lunch and snacks from some
- Dinner from stores
- Netball tonight, will take water and friend will drive :T
- HW is off!
- Definately sparkle! :j

Jx

upsykimsy

So far, I've listed 2 PS3 games on EBay. Am sorting through books and DVD's later.
Also, today is a NSD (Although I only have about 50p in the bank anyway)
And will tackle some surveys

bexs.ua

shezam wrote: »

Must try and sell ebay items tonight (find it very hard to come up with a good description though, anyone got any tips?)
SMILE :D

I always try and think about it from the buyers point of view, ie. describe them as if you were buying them yourself. Obviously size, colour, good points/any faults and make it sound interesting

Pernicious

Morning all,

Hoping for a more "normal" day at work today...beginning to regret offering to help test things!

So today I have/will:-

• [STRIKE]Make use of free water/coffee/milk etc at work [/STRIKE]
• [STRIKE]Heating off [/STRIKE]
• [STRIKE]Check cashback [/STRIKE]- 2 weeks after it should be payable, it's still not...:(
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Email caterer to ask for an updated costing - must check we're in budget still[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Dinner from plan[/STRIKE]
• [STRIKE]Check email for reply from Mr T's price checker, fingers crossed I get a voucher this time[/STRIKE] Again, nothing...so many "non comparable" items makes me wonder though!
• [STRIKE]Charge phone via PC[/STRIKE]
• [STRIKE]Log calories on free app[/STRIKE]
• [STRIKE]Log expenditure on free app[/STRIKE] - aiming for a NSD though - Failed on the NSD again!! :mad:
• [STRIKE]Tkd tonight[/STRIKE]
• [STRIKE]Read Martin's email[/STRIKE]

Hope everyone has a great, MSE day x

WelshWoofer

Morning all!

A grey cold day here too. Not nice.

Today I will/have....

• Checked bank - nothing happening - payday on Friday!
• Take dog to the park before it rains
• Phone gym about when I can start free 3 day pass
• Write yr 10 lessons (didn't do this yesterday)
• Pop to shops for leeks to make potato bake for tea using up wilting stuff in the fridge
• Stick to diet (stayed the same at fat club last night, quite pleased with that considering te past week)
• Do some exercise
• Tidy house a bit
• Phone mum

Not very exciting - roll on payday!