overlapping no claims query

s_f_j

Hi,

just wondered if someone could help me, ive just bought a new car to replace my off road/unusable old one.
However my insurance with aviva on that car runs out on the 18th april. On completion of that policy i will have 5 years no claims. However if i buy online through quidco for aviva for the new car from the 18th with 5 yrs no claims it takes into account all the discounts (new customer as well as previous policy holder) and is very competitive. However this leaves 6 days of my new car being uninsured which i dont want,

If i change the new policy start to the 12th april allowing the other policy to expire 6 days later will i still be entitled to the full 5 yrs no claims discount?

Or should i buy the policy i have as a saved quote (dated 18th april)and then ring them and ask to upgrade for 6 days?

thanks in advance

Flyboy152

s_f_j wrote: »

Hi,

just wondered if someone could help me, ive just bought a new car to replace my off road/unusable old one.
However my insurance with aviva on that car runs out on the 18th april. On completion of that policy i will have 5 years no claims. However if i buy online through quidco for aviva for the new car from the 18th with 5 yrs no claims it takes into account all the discounts (new customer as well as previous policy holder) and is very competitive. However this leaves 6 days of my new car being uninsured which i dont want,

If i change the new policy start to the 12th april allowing the other policy to expire 6 days later will i still be entitled to the full 5 yrs no claims discount?

Or should i buy the policy i have as a saved quote (dated 18th april)and then ring them and ask to upgrade for 6 days?

thanks in advance

Your new car cannot be registered unless you have insurance for it. Most dealers will offer a free seven day policy. Ask your selling dealer about these.

thenudeone

Or buy a short-term policy to cover the few days.