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Creditors Meeting Today

Hi,

My creditors meeting is set for 3.30pm today. To cut a long story short they will get 0p in the pound if I went BR but they will get 100p in the Pound if they accept my IVA. Surely they would accept my IVA proposal based on this? But I guess its not that straight forward. Does anyone think that they may still decline my proposal even though they will be paid back everything owed?

Cheers
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