car insurance for Night workers

kailani
kailani Posts: 12 Forumite
I recently started working nights and was very peeved today when my insurance company (the AA) told me I would have to pay more because my car isn't at my home address at night. I asked what the difference was for me working nights where my vehicle is with me at work, and a day worker where their car is with them? No difference, but thats the way it is I was told!
Anyone else have this problem, and are there insurance companies out there that don't discriminate against night workers?
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Comments

  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    Most insurers ask "where is the vehicle kept overnight?"

    If you work full time nightshift (ie not just a couple of nights a week like I do) then you'll need to tell them :(
  • forgotmyname
    forgotmyname Posts: 32,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It could have gone the other way, If your works was in a quieter area it may have reduced the
    premium.
    Censorship Reigns Supreme in Troll City...

  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    Bit of a bu!!er that. The company I worked for completely locked the compound overnight, impossible to get a car in or out;)
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    impossible to get a car in or out;)

    But still possible to damage it and set fire.
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  • harveybobbles
    harveybobbles Posts: 8,973 Forumite
    kailani wrote: »
    I recently started working nights and was very peeved today when my insurance company (the AA) told me I would have to pay more because my car isn't at my home address at night.

    Don't tell them then?
  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    Don't tell them then?

    :naughty:

    Could have repercussions, and if the OP has already asked them then it'd be weird if their car was damaged in the work car park at night or involved in an accident on the way home from work in the morning surely
  • harveybobbles
    harveybobbles Posts: 8,973 Forumite
    ... "just happened to be working that night" lol :)
  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    ElkyElky wrote: »
    But still possible to damage it and set fire.
    But less likely than if sat in your drive or infront of your house.
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • smitchy73
    smitchy73 Posts: 2,558 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    mt insurance company asked me where it is kept at night and for commuting purposes asked where it was kept during the day which was a secure car park at work, didn't affect the premium, but I suppose it depends on where you're work is or if it's secure or just parking on a side street etc.
    Thanks to all the competition posters.
  • kailani
    kailani Posts: 12 Forumite
    But less likely than if sat in your drive or infront of your house.

    Exactly my point.
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