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Urgent rbs debt collector at my door!!!!

Help! an RBS debt collector is at my door!! I told him I would be happy to speak to RBS via phone but not him in person. He asked to confirm what the phone details were, but I said RBS had them. Now he is sitting in his car outside

What should I do?!!
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Comments

  • RAS
    RAS Posts: 35,815 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Let him sit there.

    There is no legal requirement for you to speak to him and he has absolutely no legal rights at all. Well as much as the paperboy.
    If you've have not made a mistake, you've made nothing
  • GuidoT
    GuidoT Posts: 198 Forumite
    Obviously do not answer the door if he knocks, unless you are up for some confrontation. He should get fed up waiting quicker than you.

    They are just trying to intimidate and it often works.

    Hopefully someone will be along shortly to offer advice that is more useful than mine.
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    Sitting in his car he's doing nothing wrong, unfortunately.

    Standing on your property he is trespassing and you should call the Police.
  • Culex
    Culex Posts: 776 Forumite
    fatlassie wrote: »
    Help! an RBS debt collector is at my door!! I told him I would be happy to speak to RBS via phone but not him in person. He asked to confirm what the phone details were, but I said RBS had them. Now he is sitting in his car outside

    What should I do?!!
    How do you know he is "an RBS debt collector"?

    Did he try to make an appointment?

    Is his car on your drive or on the highway? Is it blocking the drive or causing a possible hazard/nuisance to other drivers?
  • Culex
    Culex Posts: 776 Forumite
    fatlassie wrote: »
    What should I do?!!
    You could get a friend's or a neighbour's child to shove a banana up his exhaust pipe and/or that of his car. :rotfl:
  • Well if he is just a dc just tell him you will not be paying him and not to call again then just the door , if he chooses to sit in his car on the public highway and it is intimidating you just ring your local police station and tell them a guy who looks a little dodgy is sitting in his car looking at the houses .)
  • and I thought I was bad:rotfl: I know make him a cup of tea and a few biscuits take them to his car laugh like an idiot i think he may well drive off then:rotfl:
  • Culex
    Culex Posts: 776 Forumite
    and I thought I was bad:rotfl: I know make him a cup of tea and a few biscuits take them to his car laugh like an idiot i think he may well drive off then:rotfl:
    To get his stomach pumped? :D
  • jadex
    jadex Posts: 797 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    GuidoT wrote: »
    Obviously do not answer the door if he knocks
    quite opposite - open the door and tell him to go...
    they do not knock, they bash so louldy (on purpose) to raise curiosity amongst your neigbours to indimate you and they will stay there for quite a long, so open the door to cut it quickly, tell him you do not buy anything / not interested at all and ask him to leave your property and never come back.
    if he refuses, tell him he is trespasser and call the police (do call)
    and DO NOT identify yourself - just tell him you don't disclose your personal details to some random strangers
  • FTW
    FTW Posts: 8,682 Forumite
    fatlassie wrote: »
    Help! an RBS debt collector is at my door!! I told him I would be happy to speak to RBS via phone but not him in person. He asked to confirm what the phone details were, but I said RBS had them. Now he is sitting in his car outside

    What should I do?!!

    Nothing - treat him like any other cold caller. May be worth putting a 'No Cold Calling' sign on the door - and any DCA that ignores it, that gives you grounds to make a complaint.
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