Does home insurance cover anger?

Sally_A

I remember the claim when a chappie without Accidental damage cover to his home insurance, knocked over the Christmas tree, the rooted tree was planted in a large pot of damp peat, it ruined a light coloured carpet. This was initially turned down, but then he reapplied under the Falling Trees cover and was paid.

Another good one was an old chap sneezed his false teeth into the fireplace, claiming under the unspecified all risks sections, we one day opened an envelope to be confronted by a set of half melted dentures. This was paid out, the in-house joke being we had a salvage buyer in Massachusettes (Mass of chew sets) geddit???

Best picture on a claim form, was an oversized rabbit on a carnival float, demolishing overhead cables with his massive fibreglass ears.

Aah the good old days. :)

dacouch

Sally_A wrote: »

I remember the claim when a chappie without Accidental damage cover to his home insurance, knocked over the Christmas tree, the rooted tree was planted in a large pot of damp peat, it ruined a light coloured carpet. This was initially turned down, but then he reapplied under the Falling Trees cover and was paid.

Another good one was an old chap sneezed his false teeth into the fireplace, claiming under the unspecified all risks sections, we one day opened an envelope to be confronted by a set of half melted dentures. This was paid out, the in-house joke being we had a salvage buyer in Massachusettes (Mass of chew sets) geddit???

Best picture on a claim form, was an oversized rabbit on a carnival float, demolishing overhead cables with his massive fibreglass ears.

Aah the good old days. :)

I've had two separate clients claiming for damage to their carpets due to them giving birth (Unexpectedly) in their front rooms. Luckily they had A/D cover, wonder whether could have put it through as EOW if the wording was not tight.

I also had L&G pay out for a computer that was impounded by the police due to a client whose daughter was being groomed and was used for evidence. The police destroyed the computer and refused to pay for it. L&G paid (Circa £1000) it as a favour to me under A/D although it was not technically covered.