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Does home insurance cover anger?
keymoo
Posts: 6 Forumite
I got really frustrated with my laptop the other night and whacked the keyboard in anger. Unfortunately I hit it a bit too hard and have totally broken it. I've had it looked at by an expert and it is damaged beyond repair. 
I have home insurance with "gadget cover", do you think my home insurance policy would cover this? I know it's a long shot, but I wondered if anyone else has had a similar experience? Go on, own up...
I have home insurance with "gadget cover", do you think my home insurance policy would cover this? I know it's a long shot, but I wondered if anyone else has had a similar experience? Go on, own up...
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Comments
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I wondered if anyone else has had a similar experience? Go on, own up...
When I am angry I tend to come on the board and find a silly poster and rant at them....
I am happy at the moment
On claim form, how would you explain a loss as its neither a result of an unforeseen event or an accident.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
It probably covers fire but not ire.0
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I was online several weeks back streaming news of orphans in Somalia. Got so upset I was sobbing. Tears flooded into the laptop, which fused and was beyond repair.
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Water or oil escaping from any fixed water or heating system or
from any domestic appliance.Fortunately I was able to argue that in this case my eyes were an 'appliance' (ie a tool used to view internet streaming) and the incident took place in a 'domestic' setting (my living room), so I was able to claim the cost of a new laptop.0 -
I was online several weeks back streaming news of orphans in Somalia. Got so upset I was sobbing. Tears flooded into the laptop, which fused and was beyond repair.
10Water or oil escaping from any fixed water or heating system or
from any domestic appliance.Fortunately I was able to argue that in this case my eyes were an 'appliance' (ie a tool used to view internet streaming) and the incident took place in a 'domestic' setting (my living room), so I was able to claim the cost of a new laptop.
Class. 0 -
I was online several weeks back streaming news of orphans in Somalia. Got so upset I was sobbing. Tears flooded into the laptop, which fused and was beyond repair.
10Water or oil escaping from any fixed water or heating system or
from any domestic appliance.Fortunately I was able to argue that in this case my eyes were an 'appliance' (ie a tool used to view internet streaming) and the incident took place in a 'domestic' setting (my living room), so I was able to claim the cost of a new laptop.
Is this news from Somalia available on iplayed/you tube or any similar?
(Could do with a new laptop)0 -
I was online several weeks back streaming news of orphans in Somalia. Got so upset I was sobbing. Tears flooded into the laptop, which fused and was beyond repair.
10Water or oil escaping from any fixed water or heating system or
from any domestic appliance.Fortunately I was able to argue that in this case my eyes were an 'appliance' (ie a tool used to view internet streaming) and the incident took place in a 'domestic' setting (my living room), so I was able to claim the cost of a new laptop.
That must have been some amount of tears you shed !:rotfl:The loopy one has gone :j0 -
No, I fought this alone - no class action involved
Class.
I'm afraid the insurers have now obtained court orders censoring all publicity of the event to avoid further claims.Is this news from Somalia available on iplayed/you tube or any similar?
I'm in touch mith my feminine side.....That must have been some amount of tears you shed !0 -
The laptop was faulty and in your misguided effort to repair it you accidently smashed the keyboard to bits. There you go acidentle damage.Iva started Dec 2018.0
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