Driving with no valid MOT cert- 1 week overdue

Flyboy152

ElkyElky wrote: »

Oh shove off fu....er.

There really is no need for that sort of language on here. You have just lost any modicum of credibiltiy you might have had, with that little puerile outburst.

Yes, we can drive as we wish, whether we drive without insurance or drive on pavements and mow everyone down. Nothing prevents us from driving how we wish though we must face the law if we're caught for our actions.

Your extreme rudeness and pedantry aside, that means we are not free to drive as we wish.

A family member drove for 3 years without tax, insurance and even a driving licence lol That person was free to drive as they please and did so happily.

:wall: No he wasn't free to drive as he pleased, he did so, but he wasn't free to do so.

You're a troll. You're scum of the trollious population, the trolls themselves look down their nose at you. You're not worthy of being feces on a piece of chewing gum stuck to a trolls claws. Depart, at once.

Geez, you really need to wind your neck in pal. You could find yourself on the wrong end of a PPR.

Flyboy152

missile wrote: »

Insurers share information and have access to MID. I do not believe they have access to DVLA records.

When I hired a car to drive when my car had been written off, the hire company called the DVLA to confirm my entitlement to drive, I suppose the insurance company have the same facility.

ElkyElky

Flyboy152 wrote: »

There really is no need for that sort of language on here. You have just lost any modicum of credibiltiy you might have had, with that little puerile outburst.



Your extreme rudeness and pedantry aside, that means we are not free to drive as we wish.



:wall: No he wasn't free to drive as he pleased, he did so, but he wasn't free to do so.



Geez, you really need to wind your neck in pal. You might find yourself on the wrong end of a PPR.

Technically, he was free, he bared no costs other than petrol. At that time, I'm sure it was in the 80's pence per litre. Having not paid DVLA the fees for licencing, insurance companies for their policies, DVLA again for road tax.. it can be said he was free to drive.

Yes I'm rude (:D) and I welcome PPR.

missile

Flyboy152 wrote: »

When I hired a car to drive when my car had been written off, the hire company called the DVLA to confirm my entitlement to drive, I suppose the insurance company have the same facility.

I would suggest per data protection, DVLA should only do that with your authorisation. See here> http://www.ico.gov.uk/for_organisations/data_protection/~/media/documents/library/Data_Protection/Detailed_specialist_guides/SAR_AND_THIRD_PARTY_INFORMATION_100807.ashx

In the event of a claim it is not only your entitlement to drive that insurance companies would be interested in.

giraffe69

Technically, he was free

Hard to imagine who you think benefits from this sort of discussion. Arguing you are free to murder someone but have to pay the consequences is a touch futile.

Wig

Kataratarina wrote: »

Hi, i was advised on another board to come in and ask... if my MOT is out of date am i still covered under my insurance?

I was under the impression that i wasnt covered but ones on the other board say that isnt the case?

Many thanks
Katrina x

OP, this reply is the absolute truth on the subject.....

You are insured, and it does not matter what your policy document says on the MOT being required or not any clause -relating to MOT being required- in your policy can be ignored as it cannot be enforced.

Although you are insured, if your vehicle is in an accident, then they will have to pay the third party and they will have to repair your car, unless yours is a write off. If it is a write off, then the lack of an MOT can affect the value of your vehicle by up to 25% so you do risk not being paid as much as if it was MOTd.

All other aspects of insurance will still apply as normal, i.e. whether you are MOT'd or not, if an unroadworthy condition of your car (eg bald tyres) causes or significantly contributes to an accident then your insurer may withdraw cover, but this applies at all times even if you have an MOT.

If caught by police you might get a £60 ticket or you might go to court, typical court fines for no MOT would be from £125 - £250 very unlikely you would be fined anything like £1000. £1000 (Maximum) fines would be reserved for people who are consistent repeat offenders who refuse to get an MOT after being repremanded a few times before. Or who are driving a vehicle in an obviously unsafe condition like having 4 buckled wheels of the wrong size held on to the car with a single wheel bolt on each wheel.

If you are going to drive it make sure your tyres have decent tread as this would be one of the first things a police officer would check.